Generally speaking, assets owned by anyone other than the debtor is not within reach of a creditor (subject to certain exceptions such as...

An authorized user can't be held responsible for the debt regardless of whether or not you removed him prior to your bankruptcy. Consult with your...

Yes, you can sue for nearly any non-frivolous reason and can pursue an award for damages you've incurred. With that being said, it's likely that...

The department of education doesn't collect "tuition debts" owed to universities, rather, it appears that the email is regarding a governmental...

You should be highly suspicious of that phone call. Their threat to contact your employer is a big red flag. And, there are numerous scams for...

Generally speaking, that information should be obtainable by calling the law firm that's representing the creditor. Good luck!

It sounds like your friend may have authorized automatic payments from your account. If that's the case, ask your friend to call them to revoke the...

Yes, if you're seeking a settlement, you can contact the law firm to negotiate. Generally speaking, a creditor doesn't have an obligation to accept...

If you're merely an authorized user, this should be easily solvable. Submit a dispute to the credit bureaus to inform them that this account isn't...

You can try to work out a settlement with the collectors to discount the debt and repay the balance over time in monthly installments. You can also...