Yes, a creditor can continue to attempt collections despite filing a 1099-C. If they are able to recover any portion of the debt, they may amend...

Generally speaking, a creditor can continue to exercise their remedies until the debt is resolved or a settlement has been commenced. Hiring a law...

Generally speaking, a lender can exercise the same remedies against a co-signer as they could against a primary borrower, which may include adverse...

Be cautious, there are a number of red flags here. The first, and biggest, being that they're emailing you from a gmail address. Most legitimate...

Yes, some types of business loans can be settled once they are in default status. It will be up to the creditor to determine whether a particular...

Generally speaking, assets owned by anyone other than the debtor is not within reach of a creditor (subject to certain exceptions such as...

An authorized user can't be held responsible for the debt regardless of whether or not you removed him prior to your bankruptcy. Consult with your...

Yes, you can sue for nearly any non-frivolous reason and can pursue an award for damages you've incurred. With that being said, it's likely that...

The department of education doesn't collect "tuition debts" owed to universities, rather, it appears that the email is regarding a governmental...

You should be highly suspicious of that phone call. Their threat to contact your employer is a big red flag. And, there are numerous scams for...