There is no prohibition to you submitting a dispute for any credit reporting you believe to be inaccurate. However, unless your state laws, local...

See if your jurisdiction has a small claims court in which you can pursue this matter. If so, you may be able to proceed on your own without hiring...

You can obtain free copies of your credit reports at www.annualcreditreport.com. If you are a victim of identity theft, follow the directions at...

File an Answer to the lawsuit or hire an attorney to represent you before it's too late. They have very little incentive to negotiate especially if...

Sure, you can sue, but it may cost a lot of time and money, and you might not win. Bringing a lawsuit is often considered an option of last resort...

Yes, a creditor can continue to attempt collections despite filing a 1099-C. If they are able to recover any portion of the debt, they may amend...

Generally speaking, a creditor can continue to exercise their remedies until the debt is resolved or a settlement has been commenced. Hiring a law...

Generally speaking, a lender can exercise the same remedies against a co-signer as they could against a primary borrower, which may include adverse...

Be cautious, there are a number of red flags here. The first, and biggest, being that they're emailing you from a gmail address. Most legitimate...

Yes, some types of business loans can be settled once they are in default status. It will be up to the creditor to determine whether a particular...