Despite the banks determination, the merchant may still have the ability to bring a lawsuit to have the court determine whether they are entitled...

The balance would be subject to the terms of the settlement. For example, if we're negotiating a $10,000 debt for a client, and the law firm...

You can dispute the debt by writing a letter to the collection agency informing them that you dispute the debt and request that they provide...

You should provide a copy of the collection letter to the company assisting you with resolving the debt. Informing the collector that you're in a...

Your concerns are well founded. In my view, if a settlement offer isn't sufficiently memorialized in writing, it might be difficult or impossible...

Information appearing on credit reports must be accurate. As such, if the payment was late, it would be correct to be reported as late....

To remedy the effects of identity theft follow the instructions at idtheft.gov. You shouldn't be held liable for a debt that wasn't incurred or...

As Attorney Coleman aptly stated, calling your bank to request documentation should not suffice to restart the SOL unless you acknowledge owing...

Generally speaking, any counterclaims should be interposed at the time a complaint is being answered. However, this may vary depending on the...

Bankruptcy will not pay off the loan, however, it may result in a discharge of your obligations to repay the loan if you surrender the vehicle to...