Archived
Is it very difficult to defend myself pro-se against an adversary proceeding 727? I can not afford an attorney
Michael's answer
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Answered on March 28, 2012
To answer your question, consider this quote from Abraham Lincoln: " A lawyer who represents himself has a fool for a client." This is all the...
Archived
Should I file for bankruptcy?
Michael's answer
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Answered on March 27, 2012
Whether or not you should file for bankruptcy depends on a thorough analysis of your financial situation, which is beyond the scope of your...
Archived
Landlord has judgment of eviction, will filing of bankruptcy delay eviction?
Michael's answer
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Answered on March 22, 2012
The Bankruptcy Code was amended in 2005. One of the changes from the previous Code was a provision that makes it more difficult for a tenant to...
Archived
Is a chapter 13 a good solution after a chapter 7 with the irs on our tail?
Michael's answer
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Answered on March 20, 2012
An experienced bankruptcy lawyer should be able to file for you with just a few hours notice. It is possible to file a "skeleton" petition, which...
Archived
Where can I find actual example of how to write A motion for discovery of mortgage proof of claim
Michael's answer
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Answered on March 20, 2012
I am sure your attorney knows how to make a motion for discovery and/or disclosure in this matter. If not, he or she can certainly do a little...
How many times a day can creditors call you before its considered harassment?
Michael's answer
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Answered on March 07, 2012
Unfortunately, if Dell is the original creditor, there is no legal limit to the number of times they may call on a weekday. You may want to...
Archived
Now a differant judge has been assigned
Michael's answer
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Answered on March 06, 2012
A bankruptcy judge does more than adjudicate claims of creditors. A bankruptcy judge will rule ultimately on whether or not a debtor is entitled...
Archived
I WANT TO FILE BANKRUPTCY CAN I SAVE MY CAR?
Michael's answer
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Answered on March 02, 2012
As long as you continue to make car payments, you may keep you car, whether in a chapter 7 or chapter 13. However, there is caveat: you have to...
Is it legal to change my last name if I am in credit card debt? I am not trying to escape payment. Do I inform that I have debt?
Michael's answer
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Answered on February 29, 2012
Yes, you may change your name without fear of any legal repercussions. Everyone has the legal right to change their name at any time. In order to...
Archived
Will 1099C received after short sale prior to bankruptcy will be included as income in Chapter 7 means test calculations?
Michael's answer
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Answered on February 24, 2012
I usually advise my clients that in lieu of a short sale, simply file Chapter 7 and surrender the property to the lender in the bankruptcy. This...
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