Unless you are a creditor or trustee, this is really not your business. That being said, a chapter 13 debtor may in fact take vacations, and...

Any advise with dealing with jg wentworth. They are offering me 21k for 120 payments of 300.00 mo. Against my annuity that..

Unquestionably they are paying far less than the annuity itself would pay out over time. You need to calculate the amount the annuity would pay...

My no asset chapter 7 was reopened over a year ago based on the trustee stating I had failed to declare my portion of a house

The fact that you were once an owner of the house should have been disclosed on the petition, in the Statement of Financial Affairs ("SOFA"). The...

I need advise on how to proceed with my current state of debt.

Since the Chapter 13 and the loss mitigation matter are going to be handled together by the Court, it makes sense, though it is not obligatory,...

I've been in a chapter 13 for 2 years. I just lost my job. What happens when I can't make the payments?

I agree with attorney Corbin. If you miss a few Plan payments, the Trustee will make a motion to have the case dismissed. Your best bet is to...

What can I do if I left off a creditor in a Chapter 7 ( assumed No Asset ) Bankruptcy in New York State?

There is a real problem when you include utilities in your filing. While the debt itself may be discharged, utilities typically retaliate by...

Gift income chp 13

Yes, you may use income from family members to establish a chapter 13 Plan. Here, in the Southern District of New York, it is not uncommon for a...

Bankruptcy time-frame related question

Under current law, you must wait at least eight years after filing a chapter 7 to file another chapter 7. Insofar as your first filing was 30...

Can I do a mortgage modification while in a ch. 13?

I gather from your question that you are in foreclosure with a sale date in a month. Obviously, you cannot modify your mortgage in less than a...

The bottom line is that a delinquent student loan is like any other loan. In the event of delinquency, the lender has the legal right to seek a...