What is the process to reopen a discharged Chapter 7 case?

In the SDNY which covers NYC, the Court in In re Lopez ruled that as long as there were no assets from which to receive money in your now closed...

Need to know the credibility of two companies to solve credit card debts. Trinity credit counseling Debt helper

I would never recommend so called debt settlement companies. All you will be left wiith is a tax on the settled portion, the debt will be resold to...

Do I need to sign a reaffirmation agreement for mortgage after the bankruptcy law changed in 2005 in NY

Reaffirmation agreements only apply to personal property, not real estate. Do Not sign any reaffirmation agreement on your mortgage.

I am considering filing for a chapter 13 bankruptcy. I was told that New York State has lenient bankruptcy laws.

People always here that but that is just a urban legend. And even if you did succeed in doing that, you would be taxed on the other 90%; so...

Something is really wrong here. I cannot understand why you would have filed a Chapter 7 with so much equity in the house. Depending on the...

Does an appeal to Bankruptcy Court put a stay on debt owed to me?

My colleague is exactly on point. I doubt there will be an appeal of the dismissal. In fact, I have never seen one. So the stay is over.

Do I see a judge before my chapter 7 is finalized and can I change from a chapt 7 bankruptcy to a chapt 13 before final approval

You are entitled to a homestead exemption. I do not know who at the 341 lead you to believe that you are at risk of losing your home but unless it...

Should we continue paying

If you are asking if you are free and clear of the debt, the answer is probably no as debts are bought and sold all the time.

What is Chapter 11?

You could close down the company and then file a personal bankruptcy; but this needs to be reviewed by an experienced bankruptcy attorney and a...

I am wondering if I will be responsible for my spouses student loans upon his death. Debt incurred before marriage.

Unless you cosigned your husband's student loan debts, the only responsibility will be that the debt will be paid out of any estate proceeds that...