Archived
Is a debtor's life insurance protected in NYS (debtor is also the insured and owner of the policy) from a government creditor?
Michael's answer
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Answered on July 29, 2016
Insurance Code 3212, but it might depend on who is the government creditor.
Archived
Can I do something thru the courts to stop the repossession
Michael's answer
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Answered on July 26, 2016
I don't see how there is anything from what you have said that the Court can do for you.. Possibly if you have some legal defense, but without more...
Archived
If I file motion for sanctions can I exempt any sanctions if won and this wont hurt my bankruptcy or adversary hearing?
Michael's answer
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Answered on July 23, 2016
Depending on the exact details, an award for sanction should go to you assuming of course that the award is granted.
Archived
How do we go about refinancing while in a chapter 13?
Michael's answer
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Answered on July 23, 2016
I would go with the lawyer's advice.
That notwithstanding. He can refi in Chapter 13 and can get the Court's permission. It has been done...
Archived
How long after the last payment in a Chapter 13 proceeding should it take for a discharge to be filed?
Michael's answer
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Answered on July 22, 2016
Usually one or two months; the trustee will send you 2 forms to complete.
Archived
What is the net result when a Motion for Removal of Judicial Liens is filed and what does "Surrender of Property" mean?
Michael's answer
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Answered on July 20, 2016
You really should have an attorney. I'd be surprised if you succeed at all on this motion, not even knowing what the result will be.
Archived
Can I submit a psychologist response in my reply to defendant's answer? Where can I find rules on this?
Michael's answer
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Answered on July 20, 2016
Assuming you have an attorney and you NEED one in this type of case, a psychologist may or may not be relevant as to why your student loans should...
Archived
Is the surviving spouse of a deceased husband liable for his personal debts if she is the beneficiary of the life insurance....
Michael's answer
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Answered on July 14, 2016
Life insurance proceeds do not go through probate so you would not have to pay your spouse's cc bills from it.
Archived
Requesting Judge to remove chapter 7 bankruptcy documents
Michael's answer
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Answered on July 09, 2016
You clearly now more about how the on line system works than I do. But no, the Judge will not order the trustee to remove documents sent to the...
Archived
My wife passed away, leaving no estate, and the attorney that purchased her debt said that in new York state I am responsible??
Michael's answer
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Answered on July 05, 2016
You would only be responsible IF there was an estate and you were a recipient of the benefits of the estate. According to your information the...
