I am right now unemployed. I have some saving and would like to refinance to lower my monthly payment. d

If you are unemplyed there is really not a good likelyhood of your loan servicer refinancing your mortgage. Maybe if you call them they will assist...

Wage Garnishment if bills are more than I make in a month?

You MUST sw an attortney in your state familar with debt collection. The answer varies from state to state.

Our bankruptcy has not been discharged yet. Do we have to report lottery winnings? What is the windfall period in Virginia?

You are required to report the winnings to the trustee as it goes to the heart of whether your discharge in bankruptcy can be received in good faith.

Motion for Continuence

Genearlly you do not need a motion, you simply show up & ask for an adjournment BUT make sure you have been making all of your plan payments,...

A little more detail is needed. If your Chapter 13 was dismissed you can file Chapter 7 w/o waiting but there is a 180 day time limit if your...

I want to do a Ch 13 but I also have a loan modification on the table. Should I sign it or wait until after I file?

You need ot read the terms of the agreement. Based on what you stated, payment in year 6 will be the amount of the new payment will be roughly 1...

My daughter recently filed for chapter 13 because her 8 years weren't up yet,but are now how can we change to chapter 7 now?

You would have to dismiss her case and file anew case under Chapter 7.

You are on the hook & wil have to sue her for the amount you may ultimately have to pay.

Writ Of Attachment - Can a judge in a different state garnish my wages

Usually, if the creditor gets a judgment against you in one state the creditor has to sue you a second time in your state based on the judgment in...

Can I be responsible for a debt from towing company after a bill of sale?

Good question. You did not request the car be towed. Why should you pay for it.