Can we file for a ch 13 hardship discharge with our current attorney and re file with another attorney?

If you want to dismiss your case becasue of hardship, what is your source of income for the new Chapter 13 case? I would contact another...

Can i purchase a home through owner financing and with a down payment from my 401k ,right before or while filing a chapter 13

In general you should NEVER tap your 401k. It is exempt from all crediotrs and is for you to retire.

Yes you can refile a new case BUT you may need to make a motion to extend the automatic stay under 11 USC Section 362. you Must speak with an...

If we are wanting to convert from a chapter 13 to a chapter 7 including our upside down home, will that include both mortgages?

The loan obligations (2 mortgages) would be discharged if you convert to Chapter 7. It is hard to believe your plan has not been confirmed after 2...

Should I file bankrupt in state I live Missouri Or state my property in IL ? I all ready have chapter 13, file for a 7

I am not quite sure what you are asking but in general I would file where you reside now as long as you have been there at least 91 days.

Can there be any legal consequences?

Yes, maybe and yes. For 2,200 you should consider carefully taking on this fight. Maybe if you spent the money you can work out a deal

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In NY you can now use the Federal exemptions under 11 USC Section 522 which allows 11,975 per debtor to be applied toward the equity or value of...

Our LPG supplier filled our tank without our request and billed us for appr.$4.50/gal. We asked that it be removed; not done.

I do not see a slander suit in your future. You can argue that by cashing the check it was a full and final settlement, but of course only a Judge...

Do I need a debt attorney?

You can dispute the invlaid items yourslef without hiring anyone. It just takes persistence.

Go to the Court where the judgment was issued, probably Bronx County Civil Court, Landlord Tenant Part & ask the clerk for an order to show cause...