Archived
I received a letter from a legal office of one of the creditors-Chapter 7. Creditor has an intention of filing 523(a)(2)A
Michael's answer
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Answered on August 13, 2011
I take it that you do not have a lawyer. Without knowing the details of your purchases it is hard to give you advice.
Archived
My fiance has a judgment due to unpaid credit card debt; if we get married and file separately, will i ever be liable
Michael's answer
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Answered on August 08, 2011
You are not liable for your fiance's debts after marriage. In essence, you don't "inherit" his or her debts. Btb you can file a joint tax return if...
Archived
I attended 341 meeting. I was required to provide additional bank statements to supported my answer to
Michael's answer
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Answered on August 03, 2011
Before getting all worried, why not see what the trustee says when you call him in a week?
Archived
Bankruptcy
Michael's answer
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Answered on July 25, 2011
If you helped someone buy a house 3 years ago by putting the deed in your name that would turn the help into an assert of yours and your half of...
Archived
Wife and I filed 13 in 2007-separated and divorced in 2010-wife filed mod chapter 7, court wants to now dismiss my 13-in arrears
Michael's answer
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Answered on July 24, 2011
I like the facts I just don't follow you. I'd love to answer the question, please maybe restate it with more detail. thanks.
Archived
When a married couple file a joint Chapter 13 in NY State, can one person modify the plan and convert their debts to a Chapter 7
Michael's answer
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Answered on July 23, 2011
You would have to sever the case and convert one spouse's case to chapter 7 while the other spouse stays in Chapter 13. That assumes a lot of...
Archived
In T bankruptcy is LL rent lien wiped out with the bankruptcy filing, if the rent lien was incurred before the filing?
Michael's answer
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Answered on July 22, 2011
The landlord is a creditor for any money owed by the tenant. Now, if the tenant is granted a discharge of that debt, then collection on the debt is...
Archived
I bought a lot in 2004 and sold it to a couple, had a loan of 80,000 , the title company
did not pay off the loan.
Michael's answer
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Answered on July 22, 2011
I would contact an attorney close to where you live. You may be able to re file.
Archived
Can a new york city voluntary retirement loan repayment be included in Line 26 of the chapter 7 bankruptcy means test?
Michael's answer
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Answered on July 22, 2011
The key is voluntary. If you do not have to pay the retirement loan back then it does NOT go on the means test.
Archived
Can i purchase a home through owner financing and with a down payment from my 401k ,right before or while filing a chapter 13
Michael's answer
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Answered on July 13, 2011
I apologize for how my advice was received. Do whatever you want to.
