Current NYS exemption list???

Interestingly, the book was out of date before you bought it. The New York State Exemptions were changed on January 23, 2011. My current website...

Can I discharge my mortgage in a chapter 13?

I would back up a bit. Most people who tell me their income is too high for a Chapter 13 case are using the base numbers on the US Trustee's...

Filing bankruptcy and haven't filed taxes yet....

Yes, but you will not get your discharge until you file the tax return for 2011.

Automobile exemptions in Chapter 7 bankruptcy...?

You do not need to exempt an asset that has no equity in it. Btb, the automobile exemption in New York is now $4,000 under the statute that you are...

If I already am in a Chap. 13 and get a compromise and release now, do I need to report it to the trustee from the court?

I am sorry, but exactly what is being compromised and released? If it is exempt property, such as workers compensation, it should not affect your...

I have a foreclosure of small coop pending (worth less than 150) and want to apply for Banruptcy chapter 7. Would it stop

Yes, filing chapter 7 will stop the foreclosure but it will not help you in repaying the arrears to the party that commenced the foreclosure. For...

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Lottery winning

If you bought the ticket AFTER you filed for bankruptcy. The money is yours. Congratulations!

CAN MY EX BE HELD RESPOSIBLE FOR NOT KEEP UP ON HOUSE PAYMENT?

You can always sue your ex wife IF the agreement gives you that right. But unless your ex wife has any ability to pay you, you would be wasting...

Chap 7 and a 401K loan

I hear your pain. It can be quite frustrating when a case remains open just to administer a fairly small asset. Sometimes a polite letter to the...

Can you pay off chapter 13 early?

If you have an attorney you should have no reason to feel that confiding in him or her will open up a can of worms unless you believe that your...