Can the court convert my ch. 7 to a ch. 13 because of a new job?

As long as you were not offered the job before you filed the Chapter 7 case, you are fine. In fact, congratulations. This is exactly what the...

Can I save my refund?

Assuming that you properly listed the refund on Schedule B & exempted it on Schedule C, the answer is yes.

Bankruptcy question

First off. STOP with the debt relief company. You can pay your last truck payment; if you don't you may end up having it repoed on you. If you are...

WHat is the best bankruptcy to file?

The best Chapter is always Chapter 7. The only reason not to file Chapter 7 is if you have assets that are not exempt, meaning that will be sold by...

If we file chapter 7 and I have a joint account with my mother (elderly) and brother, what happens to the account funds?

Finally, an easy question. If NONE of the funds were taken out of the account to pay any bills of either brother the account is safe under New York...

Can a property deeded to sons through a revocable trust be sold if one of the sons files bankruptcy?

Under the law in the Second Circuit which governs New York, ANY property that s not exempt can be sold. The only issue is the value of the...

Will my dad receive and be able to keep tax refund?

Well, if you max out your homestead exemption in NY you do not get a "cash" exemption. So, the bankruptcy trustee may want the tax refund. But...

Is it legal to apply and have a CPN number and use it for credit ?

I am sorry, but what is a CPN number? If it is like a tax id number, the answer is no. The bankruptcy forms require that the debtor's social...

I just filed chap. 7 bankruptcy last Friday & received a new hospital bill today from over a month ago, can I still add it?

If you already listed the hospital on your case as a creditor and the bill you received was for services rendered before you filed bankruptcy, then...

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Can we haggle the bank?

I really do not think you will find an overly helpful person at the bank. You can always try but expect to be disappointed. You should really...