I'm 94, living at a Nursing home, no assets. A debt collector wants me to pay a 2006 debt. Do I respond his letter or ignore

You can't get in any trouble by ignoring the letter and explaining your situation to a debt collector is a waste of your time.

Can the lender reposes my truck since I have filed a chapter 7? Does the court have any say in how much the payments are?

The lender can repossess your truck once the case is over or they make a motion for relief from the automatic stay. If you're having trouble making...

- can a creditor (collection ) garnish SS and NJ pension income

Short answer: no, unless it's for a student loan.

My boyfriend and I broke up. He got a loan and credit cards in his name only. Do I have to repay half

The short answer is no. You have no direct obligation directly to the lender, so they can't come after you. Your boyfriend might have a claim...

It depends on when they got the judgment.

Yes, as long as the sale brings enough to pay the first lender off. Obviously they believe that an auction will bring enough to do this and make...

Re joint checking or savings - can it be attached if one party is sued for debt but not the other

Short answer: yes.

Can one spouse file bankruptcy while being married with out it involving the other?

Short answer: your bankruptcy filing will not affect your wife.

Credit card 1st default in 2008 governed by utah law sol 4 years sued in 2010 judgment vacated in 2013 is sol exp to be resued

You can also use if as an affirmative defense, but the pre-answer motion might be the better way to go for jurisdictional purposes.

Can I be throwed in jail over a payday loan my intention was to pay them back but bils was pilling now im going to jail

No, you're not going to jail. And you should get the name and address of anyone who tells you that you're "going to jail tomorrow." It's illegal...