Archived
Being sued for default on loan I cosigned, with no previous collection attempts
Kevin's answer
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Answered on July 12, 2013
The first thing she need to file an answer. If she does not, the creditor will get a default judgment against her. If your sister is not fully...
Archived
Deceased Mom was on credit card alone. Now collectors are harassing us for payment on balance left.
How do we get rid of them?
Kevin's answer
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Answered on July 12, 2013
You are not responsible for the debt. Keep a record of the times that they continue to call after you've told them that. Consult an attorney.
Archived
I have a question regarding my ex husband being sued for foreclosure on his office Building through his corporation.
Kevin's answer
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Answered on July 11, 2013
If you signed those documents, it is assumed that you read and understood them. You may be liable for a deficiency if the foreclosure sale is less...
Archived
How to handle a show cause hearing regarding a judgment?
Kevin's answer
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Answered on July 11, 2013
There are several ways to handle this: A Chapter 7 Bankruptcy would wipe out this debt and almost any other unsecured debt you may have. ind a...
Archived
If my husband dies, can the house loan we both signed for his daughter (my stepdaughter) be turned over to her and her spouse.
Kevin's answer
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Answered on July 09, 2013
If you sign it, you're stuck with it. The bank wants you on it for a reason.
Archived
My husband debit is more than he can pay and if he files for bankruptcy on the house with my name on it do I have to file also
Kevin's answer
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Answered on July 09, 2013
Short answer: No, you do not have to file jointly.
Archived
Is it too late to change the BK documents from reaffirming to redemption on my auto loan?
How long do I have to find a loan?
Kevin's answer
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Answered on July 09, 2013
Did you already reaffirm? if you were having trouble making the payments then reaffirming is a bad idea. If you only checked the box on the...
Archived
Sued for a credit card, I have already answered the suit and will be going to court soon, what to expect court day?
Kevin's answer
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Answered on July 09, 2013
Simply requesting them in court won't get you the Documents you want. You have to make motions for Discovery of these documents and, if the...
Archived
In New Jersey if a credit card company or loan company wins a judgement in Court. what happens.
Kevin's answer
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Answered on July 09, 2013
They will go after whatever they can get the quickest.
Archived
The judge denied my Reaffirmation Agreement. Can I now Retain and Keep Current?
Kevin's answer
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Answered on July 09, 2013
I assume that you're talking about a car. It's entirely up to the lender if they will let you retain the vehicle with no reaff. It's always a good...
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