You may be able to vacate the judgment by asserting that you were never served and as such, the Court had no jurisdiction over you to have entered...

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Yes, they can serve a restraining notice on the bank which would put a freeze on the account. It sounds as though the creditor is in the process...

You can lease the car because you have a good reason to; your car broke down and you need it. However, you endeavor to find the lowest monthly...

How can I make this person stop calling and emailing me

Pay Day Loans are illegal in New York. Let him know that you know this and advise him that you're going to file a complaint against him with the...

I have two liens on my home, I have only one mortgage and have never had a 2nd. One of the liens was not closed. What do I do?

If there was a lien on the property prior to the purchase, then you should be contacting your title company. Hopefully, you purchased title...

I loaned a large amount of money to a friend. I have a promissory note which is now past due. How can I collect this debt?

The debt is so substantial that it is certainly worth, at a minimum, consulting with a lawyer. The fact that you have a promissory note is good...

Is there a homestead exemption in New York that provides protection from debt creditors?

If you live in Orange County New York, then your homestead exemption would be $125,000 in any equity you have in the mobile home. If you own it...

Is a judgment required to file for bankruptcy?

Absolutely not. In fact, if possible, one would want to file bankruptcy prior to the creditor obtaining a judgment as once a creditor obtains a...

I want to settle a judgment that does not appear on my credit report anymore. Will it reappear on my credit upon settlement?

You can contact the 3 credit bureaus and ask them directly. This way, you'll be sure of the answer, But before you settle with the judgment...

A law firm got a judgment against me and then froze my father's bank account.

If you hold the count jointly, then it is legal for the judgment creditor to have served a restraint on the bank. You and/or your father may be...