Individuals who desire to file bankruptcy often do not have the funds necessary to pay the bankruptcy lawyer in full immediately in order to file. ...

When filing for Bankruptcy, who are considered debtors? Is a landscaper considered a debtor and should be listed?

Any entity that you owe funds to would be considered a creditor, including a landscaping company. All creditors should be listed on your...

Can i file for bankruptcy after chapter 7 discharge in june 2012?

You could file a chapter 13, however, unless the chapter 13 were filed 4 years after the filing of the chapter 7, you would not be entitled to a...

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My father used my identity to apply for and use a store credit card without my permission. Is this identity theft/fraud in NYS?

I would recommend that you file a police report and also report the stolen identity to the credit card company. Run a credit report and see what...

In chapter 13, does a judgment creditor have a right to maintain a lien on bank accounts of the debtor?

1) You have indicated that the judgment creditor just got a judgment about a month ago. You may be able to remove that lien as a preferential...

Do I qualify for Chapter 7?

it sounds like Chapter 7 or chapter 13 would afford you substantial relief. You have indicated that you have medical bills and a consolidated...

How much can a creditor make me pay on a judgement

They can garnish 10 percent of your gross wages, subject to certain exceptions. If you were to file for bankruptcy, the creditor could not be able...

You are not responsible as long as you did not sign a note or guaranty and the mortgage. Even if your husband had added you to the deed, you would...

Does having bad credit affect a person's chance of getting a job?

Whether your bad credit is affecting your job prospects would depend on a number of factors such (a) type of industry the potential employer is...

Can I sue for payment for a loan I co-signed for?

You can sue for contribution, but you may not be able to recover monies even if granted a judgment. That is a substantial amount that your...