Mr. Luisi provided you with an excellent answer. In terms of recovering your vehicle and/or making it a little easier to make the monthly...

Legally, filing for bankruptcy should not affect your ability to become a citizen . Bankruptcy does not mean that you have poor moral character...

Hi, if you are an authorized user, you may not be liable on your mother's credit card. She can call up the card company and remove you. If you...

Hi, if you are current with the vehicle and depending on your equity in the car along with any other assets you have, you may be able to keep the...

I own a coop valued at $425000. There is a 25% flip tax. This brings the equity down to $318,750. Ny exemption is 341,000?

Hi, the homestead amount is $170,825 above any liens if you own it 100 percent. So if you own the coop alone, and have no lien (loan) against it,...

Jonathan Warner is an amazing attorney! What a thorough and correct response.

Received a credit debt court summons, no envelope or anything, just 3 stapled papers, found it in the hallway, is that legal?

I strongly recommend that you contact an attorney immediately. You don’t want a default judgment entered against you. The date of the summons and...

How many years in NYC can a debt collector y to garnish funds?

A judgment is enforceable against personal property for 20 years. A bankruptcy filing would stop the enforcement of the judgment. I would recommend...

If I file for bankruptcy does wage garnishment automatically stop

Absolutely. Upon the filing, your attorney can obtain a Notice of the Bankruptcy Filing which can then be faxed or emailed to the Marshal's office...

Have to go to be out of house

Very unlikely. I would strongly recommend that you contact a very experienced chapter 13 bankruptcy attorney. Many of us provide fee consultations....