Albert T. Gavalis

364-Day and Multi-Year Credit Agreements ranging from $10MM to $500MM in commitment for $Billion Syndication Facilities. Performed credit analysis compliance review of Confidential Information Memorandum, Bank Books, Fee and Commitment Letters, Credit Committee Memos and Approvals, Loan Approval Memos, as well as Closing Sets of Final Credit Agreements, Amendments, and related Collateral, Security and Guarantee Agreements, if any.

NYC Campaign Finance Board (CFB) Re-compiled and re-submitted over 165 campaign-donor submission forms to comply with strict CFB requirements for NYC City Council candidate, including testimony at CFB Hearing-panel on corrections of discrepancies.

Reviewed Freddie Mac/Fannie Mae's sub-prime accounting practices. Performed individual HP and 7-A actions as well as defense in LLT eviction proceedings. Reviewed case files and performed legal research from NY RPAPL and Treiman’s Landlord Tenant Housing Court Reporter. Extracted background information from case files at Landlord-Tenant and Civil Courthouse records. Issues included illusory tenants, distinguishing tenants from licensees, and other areas as appropriate to case.

Performed various tax-attorney and tax accounting functions in law-firm, CPA-firm, and banking environments. Answered IRS Notices of Deficiency for individuals, partnerships, and corporations. Performed withdrawals of corporation state franchise-tax-status. Researched tax-issues ranging from chain-link increment indexing in a LIFO inventory environment to applications of other recent tax court rulings.