I wrote a check in the amount of 4k to a car dealer. Apparently, car dealer has an account with a company called UTA
Bruce's answer
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Answered on November 25, 2014
My guess is that if the creditor who received the bad check repossess the car, they will simply sell the car and file a claim for the deficiency...
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Is it possible and if so, at what point would a bank be able to reinstate mortgage debt that was discharged in a bankruptcy?
Bruce's answer
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Answered on November 17, 2014
Banks have allowed the modification of "discharged" mortgages. Your obligation on the mortgage was discharged in your bankruptcy case (I am...
Archived
I paid a lawyer $1450.00 to file for bankruptcy and she did not if I leave her and go to another lawyer will I have to sue her
Bruce's answer
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Answered on November 17, 2014
You paid an attorney $1,450.00 to file a bankruptcy case for you and she hasn't filed it. If you change attorneys will you have to sue her for...
Can a HELOC be discharged in a Chapter 13?
Bruce's answer
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Answered on November 15, 2014
If you have a loan that is secured, i.e., it is a lien against your real property or some other collateral, and there is no longer equity available...
Archived
My Bankruptcy chapter 7 case is in Trenton, NJ? Trustee is highly connected.Can an outside NJ attorney handle this matter?
Bruce's answer
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Answered on November 07, 2014
You are a Somerset County resident and thus your case has as it's venue, Trenton. You are concerned that your Chapter 7 Trustee is "highly...
My ex-husband filed bankruptcy but included a credit card in my name. Now my credit report shows a discharge. What can I do?
Bruce's answer
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Answered on November 05, 2014
You believe that your husband discharged one of your credit cards in his bankruptcy case. In as much as you indicate that the card was "charged...
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In , NJ Trenton, chapter 7 , the Judge did not admit the court documents as admissible evidence.denying justice.
Bruce's answer
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Answered on November 02, 2014
Mr. Goldstein is spot on. In all likelyhood, if you consulted with a bankruptcy attorney prior to filing your Chapter 7 case, She/he would not...
Archived
I work for a bank and thinking about going bankrupt. If I owe the bank I work for money on a CC can I get fired if go bankrupt?
Bruce's answer
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Answered on November 02, 2014
Mr. Harrell is correct that the bankruptcy code prohibts an employer from discriminating against an employee who has filed a bankruptcy case. ...
Archived
Could I keep my home worth about $175,000 with 2 mortgages (up-to-date on) totaling $133,000 if I file a Chapter 7 ? Exemption?
Bruce's answer
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Answered on November 02, 2014
The answer to the question can you keep your home in a Chapter 7 case is "maybe." Mr. Elie has outlined the exemptions available in NJ. However,...
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Bankrupt help.
Bruce's answer
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Answered on October 30, 2014
If you file a Chapter 7 case, y our attorney cannot be one of your creditors. If your case is filed and your attorney is owed a fee, his fee would...
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