Does my wife's home count as an asset against me in my own chapter 7 bankruptcy to discharge my personal debts?

If the home has always been in your wife's name and you have never been on a deed to the home, it is not an asset of your bankruptcy estate and...

Can I get rid of a judgment that is coming up as a lien on my home that was missed in bankruptcy 16 years ago?

More information is required before an answer to your question can really be offered. What chapter of bankruptcy was filed? How old is the...

What is the procedure for objecting to a chapter 13 schedule D properly listed debt WITHOUT FILING A PROOF OF CLAIM?.

Yes, there is no requirement that a secured creditor (schedule D) file a proof of claim. However with all the new requirements placed on...

Would paying back a loan I took from my 401k be a problem when filling for chapter 7 using money I receive as severance?

Because you received your severance pay after your case was filed and the conversion of the 7 will relate back to the original filing date, all of...

Is there a way to remove myself as the co-signer of my son's student loans now that he has graduated?

In a word - "NO." As my colleague suggested, DO READ THE LOAN DOCUMENTS so see if there is anything in there that might allow you a way out - it's...

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"Can you provide my direction to a good bankruptcy lawyer not too expensive in Central NJ?"

Hi, I am an experienced bankruptcy attorney in Middlesex, I have helped a lot of clients from your home town. As is the case generally in life,...

I am answering information subpoena for a credit card judgement which asks for copies of my bank statements.

If you are answering an information subpoena, then the credit card company has gotten a judgment against you. The purpose of the information...

I graduated from school of social work and now owe a great deal of money in student loans

Unfortunately, I have to agree with my colleagues. There have been a number of lawsuits by law school graduates against their law schools as a...

I just rec'd a letter telling me that I have to go to court for chapter 7. I am very nervous. My lawyer will not call me back.

Don't panic! I'm quite certain that my colleagues are correct and the letter you received is "routine" and nothing to worry about. I suspect if...

I want to file for chapter 7 bankruptcy but not all my creditors addresses are on my credit report?

In as much as pay day loans are criminally usury in NJ, they don't want you to find them. I know that the MA and VA Attorney Generals have...