Archived
Do I need to respond to an amended foreclosure complaint if I have no problem with the changes and I want the foreclosure?
Bruce's answer
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Answered on May 10, 2014
If you have already discharged your obligations on the mortgage and have abandoned the home, there is no reason to answer the amended complaint in...
Archived
Is cosigner responsible for the debt. after claiming chapter 7
Bruce's answer
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Answered on May 08, 2014
When a debt is c o-signed, both parties who sign the document are equally liable. The creditor can seek to recover from one or both of the...
Archived
Can a bankruptcy lawyer refuse to go through with the case?
Bruce's answer
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Answered on May 07, 2014
Your facts are a little confusing. First things first. You state that "he made the petition had me file with the clerk . . . . Are you saying...
Archived
Is money from "loss of future earnings" settlement protected from judgement creditor lien in Chapter 7 BK, in New Jersey?
Bruce's answer
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Answered on May 05, 2014
11 USC 522(d)(11)(E) will allow the exemption of funds paid in compensation of loss of future earnings of the debtor . . . to the extent necessary...
Archived
I owe about $100k in back taxes from 1997 when I was a commercial fishermen. I don't own anything and live pay to pay...
Bruce's answer
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Answered on May 05, 2014
You owe $100k dollars for back taxes in 1997 when you were a commercial fisherman. That must have been one heck of a profitable year!. As my...
Archived
I am about to settle a case against my NY employer. But a judgement creditor has placed a lien on my case. Chapter 7 BK?
Bruce's answer
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Answered on May 02, 2014
You will need to speak with an experienced bankruptcy attorney at once. If the lien has just been entered and you file a bankruptcy case promptly,...
Archived
How does NJ handle child support income, specifically arrears, in Chapter 7 bankruptcy?
Bruce's answer
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Answered on April 28, 2014
In a Chapter 7 bankruptcy case, child support is listed on your property schedule as an asset. You can completely exempt your child support asset...
Archived
What should My dad do ,I know i need to do a Bankrupty , Car problem
Bruce's answer
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Answered on April 26, 2014
It appears from your question that you have a car financed with Chase that is no longer driveable and is in fact "junk." You can surrender the car...
Archived
Can I be arrested and incarcerated for a judgment that was entered against me in 2005 for a financial debt?
Bruce's answer
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Answered on April 15, 2014
Can you be arrested and incarcerated for a Judgment entered against you for a financial debt. The short answer is NO. However, you were served...
Archived
My job two years ago went bankrupt. They had owed us three checks plus a little bit of money since a check bounced. and banks
Bruce's answer
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Answered on April 05, 2014
You have a claim against your former bankrupt employer for wages owed. However, as my colleague Ms. Bratcher has stated, we need a lot more...
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