Archived
Bankruptcy: auto insur judgement dischargeable? What about fines levied by NJ re said accident driving w/o insurance
Bruce's answer
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Answered on July 28, 2014
A judgement obtained by an insurance company MAY be discharge able depending upon whether or not it was docketed, whether you own real property...
Archived
MY HUSBAND BOUNCED CHAPTER 13 RETAINER
Bruce's answer
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Answered on July 25, 2014
Your husband bounced the retainer check to your bankruptcy attorney in your Chapter 13 case. You have gotten some very good insight from my...
Archived
I filed for bankruptcy to avoid sherrif's sale. I attended 341 meeting on 7/21. Sale is now scheduled for July 29. Trustee
Bruce's answer
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Answered on July 24, 2014
The stay in your Chapter 7 case will be lifted upon the issuance of your discharge. It can be lifted earlier if the creditor makes a successful...
Archived
If my husband files for bankruptcy separately, will they take my car which is in his name?
Bruce's answer
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Answered on July 23, 2014
If you husband files for bankruptcy, with they take your car, which is in his name? Well, there are a lot of questions to answer before that can...
How much would it cost to file bankrupsy? And would it affect me gor future home buying and things like that?
Bruce's answer
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Answered on July 23, 2014
The fees vary for consumer bankruptcy cases depending upon the Chapter of Bankruptcy filed and the complexity of the case, generally. The Standard...
Archived
Chapter 7 and monies already received from divorce
Bruce's answer
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Answered on July 02, 2014
The money that you received in your divorce from equitable distribution is an asset that will need to have exemptions applied to it in a bankruptcy...
Archived
Going through a Chapter 7, unemployed. Looking for a job. Should I wait until my case is closed to find employment?
Bruce's answer
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Answered on June 18, 2014
I would not necessarily agree with your counsel that you shouldn't look for a job until your Chapter 7 case is closed and if you do, it should be...
Archived
Husband & I filed joint bankruptcy chapter 7 in October 12 was discharged Dec 2012- reaffirmation or not
Bruce's answer
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Answered on June 16, 2014
The issue when the reaffirmation agreements are not filed is whether the finance company can then repossess the car[s] even if you are current on...
Archived
What happens if creditors you served with a complaints does not responds to an adversary hearing?
Bruce's answer
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Answered on June 10, 2014
If you file an adversary complaint and you properly serve the required parties and there is no answer filed to your adversary complaint by your...
Archived
In NJ, do we lose our home if my husband files for bankruptcy?
Bruce's answer
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Answered on June 10, 2014
You have a large asset in the form of equity in your home. In a Chapter 7 case you are essentially asking the Bankruptcy Trustee, the person who...
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