Who seeks a deficiency judgement against us after a foreclosure on an FHA loan?

Your realtor is neither correct nor should they be dispensing that type of advice. I would suggest that you review this matter with an attorney...

IF I DECLARE BANKRUPSY CAN MY HOME BE TAKEN AWAY? ALSO, IN CASE OF FORECLOSURE MUST I SELL MY HOME?

I agree with the prior contributor that you should first make every effort to consult with an attorney. Legal Services of NJ, the Bankruptcy...

Is my only option to let chapter 13 be dismissed and refile? Can my plan be reworked to include post plan mortgage arrears?

Short answer to the general question is yes post petition arrears can be included with court approval. The larger question of whether its in your...

How to get a discharge from chapter13?

Most jurisdictions do not require a separate motion to complete but you should check the local rules in your area. You can complete the certificate...

My wife passed away. We're in Chapter 13 bankrupcy. Her will states her mom to get both her properties in wife's name only. Will

First, let me offer you my condolences. This question is complicated as it involves both federal bankruptcy law and Arizona Probate law. One...

Can hiring an attorney help me to get a better loan modification than what my bank has offered me?

If you are a debtor in a Chapter 13 case, have complicated mortgage and loan modification issues and don't already have an attorney, I'd say it is...

After mortgage ballon loan matures with a balance, how much rights do I have if I have no other options but to foreclose on it?

I'd suggest reviewing the question with an attorney experienced in bankruptcy and foreclosure law in your state. One option on a "matured"...

Will my chances at home purchase disappear?

Your credit will be impacted by any delinquency on mortgage payments. It will be further impacted by any future foreclosure or...

Is there a difference between Schedule J expenses one should list when filing for chapter 7 vs. chapter 13?

There may be a difference in the expenses listed in a Chapter 7 and Chapter 13 case on Schedule J. It is true that in either case, you are...

First, I assume you mean a condo association. The reason this may be important is that there are specific laws in New Jersey relating to...

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