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Bankruptcy. I owe Section 8 (the State) 7 thousand b/c I they say I misreported my income. Can I file for bankruptcy and disch
Justin's answer
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Answered on March 03, 2014
In my experience, while overpayment of government benefits are typically dischargeable in bankruptcy, in New Jersey, certain agencies are more...
Archived
Res Judicata - Foreclosure
Justin's answer
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Answered on March 03, 2014
As indicated by the prior attorney, the dismissal was without prejudice - meaning the Plaintiff can re-establish a basis to re-open the case or -...
Archived
I had no idea my ex husband stopped paying the mortgage. Now house in in foreclosure
Justin's answer
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Answered on March 03, 2014
First, while I understand your limited resources, you need to review this matter with an attorney. You might consult your County Bar Association...
Archived
When does a 2nd mortgage foreclosure go off your credit report?
Justin's answer
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Answered on March 03, 2014
There is information that would be needed to provide a complete answer to your question.
First, you are stating that the statute of limitations...
Archived
Foreclosure
Justin's answer
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Answered on February 28, 2014
Agree with the prior answer that the current payoff would depend on the accrued interest and the "advance" that are alleged to have been made by...
Archived
How much does cost to claim bankruptcy
Justin's answer
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Answered on February 28, 2014
This is a question best asked to a local attorney. The amount of debt you owe is usually not a factor in the fee for the attorney. I fully...
Archived
Why does a loan modification after bankruptcy keep us from getting a mortgage for another house?
Justin's answer
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Answered on February 26, 2014
If you are trying to sell the home for less than an amount which would be necessary to payoff the loan, this is the first piece of information you...
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Can the dept of revenue garnish my paycheck even though my paycheck is currently being garnished 25% for child support?
Justin's answer
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Answered on February 26, 2014
If you are referring to the IRS, they have pretty broad powers to garnish wages for past due taxes. First this would only take place after a...
Archived
Filed Bankruptcy,now getting married. concerned about the affect this could have on his assets.
Justin's answer
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Answered on February 25, 2014
While this should be reviewed with your chapter 13 attorney, your new husband's assets should not be impacted. The only issue would be if there...
Archived
If I file for bankruptcy will that erase the money I owe on a credit line?
Justin's answer
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Answered on February 25, 2014
You should certainly consult with a bankruptcy attorney. Filing Chapter 7 bankruptcy, if appropriate, may alleviate the personal debt aspect of...