Archived
I've been married for 3 years, now staying at home to raise kids--is my husband in any way responsible for my outstanding debt?
Jonathan's answer
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Answered on November 22, 2013
Did your husband co-sign your obligations? If so, then he is liable. Is the debt medical in nature? At least here in New Jersey, he might be...
Bank will not renew our loan
Jonathan's answer
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Answered on November 22, 2013
Clearly there are plenty of issues going on. The question is sufficiently vague that I cannot offer any other input. You need to speak to an attorney.
Archived
How to satisfy bankruptcy requirements if my spouse is unable to attend hearings and do credit counseling?
Jonathan's answer
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Answered on November 22, 2013
You need to file a motion to excuse the credit counseling, 341 meeting of creditors, and debtor education. You may also need to get a relative to...
Archived
What if the payday loan co is from Chicago IL?
Jonathan's answer
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Answered on November 21, 2013
Don't be surprised if the caller is from Niagara Falls. Lots of fraudulent outfits out that way. You may certainly file an FDCPA action against...
Archived
How can I collect on a judgment where the only known asset of the debtor, which was real property, has been transferred via QCD?
Jonathan's answer
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Answered on November 21, 2013
I agree with Robert. An attorney can assist you in detailing the statutory reasons for undoing the fraud. Do not delay. Possession is 9/10 of...
Archived
My wife filed separately for bankruptcy in feb 2013 and was finalized in May 2013. Can I use what she did not list as assets ?
Jonathan's answer
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Answered on November 21, 2013
This action will likely backfire in a heartbeat. I cannot stress enough that this course of conduct should be avoided.
Received a tax sale notice for my property.
Jonathan's answer
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Answered on November 21, 2013
I think Lee Perlman, Esq. is in your area. I would give his office a call for a consultation. I know him personally. He is an excellent...
Archived
How do I collect a debt with no written contract?
Jonathan's answer
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Answered on November 21, 2013
You might want to chalk this up to a learning experience to have a good, written, signed contract. Maybe Paul can draft one for you.
Archived
I just received a writ of execution,I don't own any thing but a old truck but they are asking for 42,754 what do I do?
Jonathan's answer
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Answered on November 21, 2013
I am not so sure a Chapter 7 is the slam dunk answer. Maybe a chapter 13 is better. There are many factors that go into that decision. A local...
Archived
My credit union account was garnished for a debt in the amount of approx $1300, but the CU has put a $250,000 hold on my account
Jonathan's answer
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Answered on November 21, 2013
I suspect that the credit union is waiting direction from the sheriff's office. Ask the attorney to direct the sheriff's office to order release...
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