Archived
How does garnishment affect me in GA if I am self employed if I have a judgment that is secured by real estate ?
Jonathan's answer
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Answered on November 24, 2013
The lien may be of no consequence if there is no equity in the property. Then again, if Georgia allows for bank levies, the lien can be a detriment...
Archived
Ex signed a quit claim deed and filed bankruptcy, CitiMortgage is still requiring him to sign the mortgage modification, why?
Jonathan's answer
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Answered on November 24, 2013
A mortgage "rides through" the bankruptcy unaffected. The ex-husband's note was discharged however. I agree that you should get your attorney to...
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Archived
If the collateral for a real estate loan is the property itself, can a bank sue me for balance owed after a foreclosure?
Jonathan's answer
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Answered on November 24, 2013
I would make an appointment with Daniel. Our laws here in New Jersey are similar except that the creditor has four months to act, not six. Do not...
Archived
Bought a car from my dad he owes a repair shop for rebuilt motor but they are reporting it on my credit report wanting it off
Jonathan's answer
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Answered on November 24, 2013
Confusing with your post. But it appears as though you have a "mixed file" with either your son or dad. Dispute with the credit bureaus in writing...
Archived
Is a husband responsible for the debts of his wife if she defaults on her payments or goes bankrupt?
Jonathan's answer
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Answered on November 24, 2013
Seek out a knowledgeable bankruptcy attorney in your area. California is a community property state. And my understanding is that community...
Archived
No Contract (Verbal or written)
Jonathan's answer
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Answered on November 24, 2013
Plenty of time to sue here in New Jersey. However, what was the agreement? What was the relationship between you and your "friend"? Your friend...
Archived
If I have a judgement against someone to pay almost $8000.00, can I file a contempt of court if they ignore the judgement?
Jonathan's answer
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Answered on November 24, 2013
At least here in New Jersey, you would send via certified mail an Information Subpoena. If the debtor answers, you can levy his bank account bad...
My husband and I attempted to file a chapter 7 but we make too much money. Can we file separately to show a lower income?
Jonathan's answer
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Answered on November 24, 2013
Consider filing a chapter 13. There are certain advantages in a chapter 13 not available in a chapter 7. If your marriage is in trouble anyway, an...
Archived
How should a home owner handle a situation when 16 I/2 years later they find out that a deed in trust was placed on their home
Jonathan's answer
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Answered on November 24, 2013
Go to your closing documents. In there will be a title policy. Call the title company up.
Can sallie mae give me summons papers to appear in court for a $3,000 defaulted private student loan?
Jonathan's answer
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Answered on November 22, 2013
They may do this. Paying $50 does not mean they cannot sue you.
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