Can I hire a contractor to finish the work of my current contractor and take him to court for the cost? Breach of contract?

Contractors are regulated by New Jersey law, and some actions may violate New Jersey's Consumer Fraud Act. That law gives victims treble damages...

House was foreclosed & now I am getting checks from my bank? I am quite sure they did something wrong, how can I find out?

Below is a link that (sort of) explains how the Independent Foreclosure Review arrived at the amount of money you received. If you believe you...

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If a currently have a loan modification at 6.50% am I allowed to obtain a conventional refinance?

A loan modification does not preclude you from refinancing. It may be difficult to refinance, however, if you owe close to or more than the amount...

Chain of title is broken was MER as nominee for gateway funding then transferred to Washington Mutual in 2003.

Mortgage companies typically do not record assignments of mortgage until they are preparing to file a foreclosure complaint, so if an assignment...

I live in NJ My mother recently passed away and I lived with her -have a lease for 30 years she had been fighting with wells

As to the tenancy issue, it really depends on the legitimacy of your lease. If you have good proof that you've been a tenant paying market rent for...

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How do I find a lawyer willing to sue Fannie Mae?

An attorney who specializes in consumer law could evaluate whether you have a viable cause of action against Fannie Mae. You may also be...

Can I challenge the faulty Mortgage or Notes in court even if the Loan has already been Modified.

As a practical matter, challenging something about the Note or Mortgage -- even if you are successful -- does not result in eliminating the entire...

Can I still send QWR to Debt Collector after signing its agreement to pay ?

A QWR is a consumer right under the Real Estate Settlement Procedures Act, and as such only applies to mortgage debt, as another attorney...

If I do Deed in Lieu of Foreclosure on my current home, will I have to wait 3 more years to get a USDA loan?

If you've discharged your debts in a chapter 7 bankruptcy, you are already in the process of improving your credit. The bankruptcy discharges your...

Is it possible now to send QWR even I got Foreclosure Judgement on 2011 by default ?

You may still have an opportunity to cure the debt in a chapter 13 bankruptcy, where you can also challenge the mortgage company's proof of claim...