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A credit card co. Levied my bank account. I called a # of times to set up payment arrangements after the levy and had trouble co
Rebecca's answer
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Answered on June 12, 2013
A creditor who has a judgment against you is within its rights to levy your bank account. The creditor does not have a legal obligation to make a...
Archived
What are my legal rights/obligations with house in NJ?
Rebecca's answer
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Answered on June 12, 2013
Check with your bankruptcy attorney, but typically personal liability on mortgage debt is discharged in a Chapter 7 bankruptcy. If the debt was...
Archived
Can I receive punitive damges and/ or atty fees if I win a civil suit involving HOA asessment of fines?
Rebecca's answer
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Answered on June 12, 2013
If the conduct of the debt collector violates the Fair Debt Collection Practices Act (FDCPA), then you could recover attorneys' fees and damages....
Archived
How do I get rid of Judgment after 3 years? I am in a hurry due to closing escrow on a property.
Rebecca's answer
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Answered on June 12, 2013
Contact your bankruptcy attorney to see if these are bankruptcy discharge violations. You can also dispute the entries with the three credit bureaus.
Archived
How do I know for sure if an attorney is disbarred? This website is unclear to me.
Rebecca's answer
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Answered on June 11, 2013
Here is the website for New Jersey disciplinary actions against attorneys: http://www.judiciary.state.nj.us/oae/discipline.htm The page gives...
Archived
Been defending foreclosure for sometime now, (3 yrs) was sent notice of cause, no forensic audit done, court tmwr, what to do ??
Rebecca's answer
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Answered on June 11, 2013
On a separate note, I have never seen a "forensic audit" that I think would be admissible as evidence in court -- you'd need the audit to be...
Archived
Do I have any legal recourse for being promised an apt, only to be told it is not available because of a mix up ?
Rebecca's answer
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Answered on June 11, 2013
The United States Department of Housing and Urban Development (HUD) has rules about how subsidized apartment complexes have to run their waiting...
Archived
I had a payday loan and I paid it but my pay was cut. Now someone is calling saying charges felony are being filed against me in
Rebecca's answer
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Answered on June 11, 2013
Save the voicemails and contact an attorney to determine if this is a violation of the Fair Debt Collection Practices Act (FDCPA). The remedies...
In a one family rental who is responsible for clean up after sewer back up in basement?
Rebecca's answer
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Answered on June 11, 2013
There is something called an implied warranty of habitability that is read into every residential lease. That means that the landlord has to...
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Archived
Can you claim that bank records are priviliaged information when another attorney (debt) asks for them?
Rebecca's answer
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Answered on June 11, 2013
I'm not sure based on your question what kind of privilege you think you might have? Is there an attorney-client privilege issue? Or are you...
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