I am confused by time limits, one set forth by the lawyer and one by the courts for documents and inquires.

The answer to your question depends on which part of the court your case is in and the amount of the alleged debt. If the case is in the Special...

What action can I file?

Breach of contract is a possibility, as is Consumer Fraud depending on the facts. If you are successful with a Consumer Fraud lawsuit, the law...

Can I still get a modification or is Wells Fargo going to foreclose on my house. If I foreclose how long can I stay in my house?

Sometimes it is possible to enforce a loan modification when you have been offered a trial period, made payments and then the mortgage company...

How to slow down the Foreclosure process to sale the house

Consult an attorney to see if a Chapter 13 bankruptcy might be a way for you to sell your house in an orderly way.

Hi. I reside in south jersey. I filed ch. 7 bankruptcy and was discharged in 2009. Unsure what to do to rid my credit of home?

The bankruptcy discharges personal liability on mortgage debt. That means the mortgage company cannot legally come after you personally for money,...

The law that governs endorsements is the Uniform Commercial Code. Although states vary somewhat on the Uniform Commercial Code, the general rule...

Removal of wife's name from the mortgage on the matrimonial home

Have you investigated the federal government's "Home Affordable Refinance Program" (HARP)? It is designed specifically for those who cannot get a...

I and my 3 brothers inherited my Dad's heavily mortgaged Condo. How can we put it on our Mom's name alone?

The federal Garn St, Germain Act 12 USC § 1701j–3 prohibits lenders from exercising due on sale clauses when the transfer of property results from...

What is the best way to deal with Credit Card issues?

There is no one best way to handle "credit card issues." Whatever you do, be very careful of debt settlement scams. You can contact a free or low...

Sheriff Sales

In New Jersey, the plaintiffs in almost all foreclosure actions stopped prosecuting foreclosures for the last two and a half years. They did that...