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CAN I BE SUED TWICE FOR THE SAME CREDIT CARD DEBT BY TWO DIFFERENT LAW FIRMS/DEBT COLLECTORS IN TWO DIFFERENT STATES?
Joseph's answer
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Answered on January 30, 2014
You need to obtain clarification as to whether the Ohio collection firm is collecting on the Michigan judgment. Judgments can be domesticated in...
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Can I get a judgment against someone for money owed through a verbal agreement only?
Joseph's answer
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Answered on January 30, 2014
The fact that you have been receiving payments from this company may be very useful evidence of an undocumented agreement. This is certainly an...
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I contacted a collection/attorney office today about the garnishments on my check and asked if they had a lien on my taxes.
Joseph's answer
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Answered on January 29, 2014
I appreciate your situation, and recognize how upsetting it can be to dealing with a collection effort, especially when dealing with a rude and...
Can a mortgage lender continue to make contact after loan has been discharged from Chapter 7 BK?
Joseph's answer
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Answered on June 08, 2012
It seems from your question that you believe that the lender is violating the discharge injunction that you received from your bankruptcy. As you...
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Can the bank take a car from me that is included in a bankruptcy from my ex wife? My name is on the loan as a coborrower.
Joseph's answer
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Answered on June 08, 2012
If you ex-wife surrendered the car, then she is not curing the arrears owed to the auto finance company, which is the only way that a repossession...
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Chapter 7 , adding debts previously omitted in original filing.
Joseph's answer
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Answered on June 07, 2012
Yes, a bankruptcy petition may be amended. However, if a case is closed, the debtor will have to move before the Bankruptcy Court to reopen the...
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If second mortg was discharged on bankruptcy, am I still liable to continue paying loan?
Joseph's answer
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Answered on June 07, 2012
When you file bankruptcy, all of your debts are accounted for in some fashion, There is a statement of intention in your bankruptcy petition that...
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What happens after the court approves a loan modification for mortgage during a chapter 13 bankruptcy?
Joseph's answer
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Answered on June 06, 2012
There are a number of facts - such as the terms of the loan modification agreement and whether this is a "trial period" loan modification offer -...
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