Archived
If I am forced to pay fees, taxes, insurance, interest even after I filed Chap 13 5 years ago and paid it off.
before due.
Joseph's answer
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Answered on February 05, 2014
You may need to clarify some points in your question. First, did you discharge the underlying debt in your Chapter 13 case? I am assuming this is...
Archived
Can I buy a house from someone if the house was included in a bankruptcy?
Joseph's answer
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Answered on February 04, 2014
A secured lien generally "flows through" a bankruptcy and remains secured by the underlying collateral (the home) through the bankruptcy unless...
Archived
Can a person be sued for a verbal agreement where the party told the other party that they were going to form a company
Joseph's answer
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Answered on February 04, 2014
A law suit can always be filed, the question you need to consult with an attorney on is whether you can prevail on a claim under these facts. ...
Archived
If I buy a mortgage note, does that give me ownership to a property?
Joseph's answer
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Answered on February 04, 2014
A secured lien generally "flows through" a bankruptcy and remains secured by the underlying collateral (the home) through the bankruptcy unless...
I am a homemaker filing chapter 7 without my spouse. Do I need to submit a tax return?
Joseph's answer
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Answered on February 04, 2014
Since you are married and presumably living together, your household income must be considered by the Court. The Chapter 7 trustee may request...
Archived
A creditor not listed in notice to creditors now enacted a bank levy. Can I get my money back after the amendment to bankruptcy
Joseph's answer
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Answered on February 03, 2014
The kind of bankruptcy you filed may make a difference here. If you filed a no asset Chapter 7 case, then this creditor is stayed from enforcing...
Archived
If you go bankrupt on your mortgage and do not sign a reaffirmation are you still able to sell your house, and pay what is owed?
Joseph's answer
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Answered on February 03, 2014
The answer to this question depends on how you treated this mortgage loan debt in a bankruptcy, whether a Chapter 7, Chapter 13, Chapter 11, etc. ...
Archived
I NEED TO RE-OPEN A DISMISSED BANKRUPTCY? I WAS TOLD I NEED TO WRITE A LETTER TO THE JUDGE BUT I DON'T KNOW WHAT TO SAY?
Joseph's answer
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Answered on February 03, 2014
You can bring a motion with the Court to reopen your case to file your certification of completion of creditor counseling. You need to actually...
Archived
What are my rights (to settle, make reasonable payments, etc.) when I have defaulted on a private student loan?
Joseph's answer
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Answered on January 30, 2014
You should consult a bankruptcy attorney about a possible Chapter 13 bankruptcy filing. A reorganization bankruptcy may allow you to pay this debt...
Archived
I was just served. It says I have 20 days from service of summons to respond in writing to Plaintiff attorneys.
Joseph's answer
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Answered on January 30, 2014
It appears that you will be well-served by consulting with an attorney on this matter. If you have mental issues, it may be difficult dealing with...
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