I had a credit card from about 5 years ago I did not pay it just recently I tried to pay it but they want me to pay 13,000 they

You should consult an experienced bankruptcy attorney in the Chicago area right away. Bankruptcy may be an option for you depending on a number of...

Chapter 7 BK done and I just received a bill from the Home Owners Association collecting the dues from 6/1/2013 - 2/1/2014.

Your liability ends when you are no longer on title, which occurs when a sheriff sale is completed. The final judgment is the step before a...

Can a debt collector receive payments after filing against me in small claims and still have a valid claim against me in court?

The first question is whether you had something in writing regarding this payment plan with the debt collector. If so, the terms of this writing...

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My bank account was levied. While prior to the ruling i had a payment plan in place , can prove with emails.

The first issue is that there is a judgment in place. Any arrangement that was in place prior to the judgment being entered is not relevant, now,...

Should I tell my personal secured loan company that I'm filing for bankruptcy?

You must list all creditors on your bankruptcy petition so that all creditors get notice. You cannot pick and choose who you notice. Secured...

The law firm that you are settling with may not have purchased the debt, they may simply have been assigned the collection file by Ford. On the...

I am filing for bankruptcy and am not sure whether or not to file for Chapter 13 or Chapter 7. I DO NOT WANT TO LOSE MY HOME.

Please trust your local attorney's advice. The main consideration in bankruptcy is the "liquidation analysis"; the value of your home, less...

Can question a judgment CACV casy of NJ ?

Judgments can be vacated by bringing a motion before the court that entered the order, but there is are a limited number of reasons under the NJ...

Once I file BK, is it true there is a 90 day Stay placed on the creditors

When you file bankruptcy, there is an "automatic stay" that is put into place - an immediate stay of all actions. This stay remains in place...

I'm filing for bankruptcy. I also hired a bankruptcy lawyer. Will they sell my home? i own my house outright.

If you have equity in your home, you need to work with your attorney and carefully consider what is called a "liquidation analysis". You...