Im getting charged about 300% interest on a loan therefore making too hard to get my pawn out

If you were required to pay $400 after one month to get back a ring you had pawned for $300 this would appear to be in violation of New Jersey law...

Im getting charged about 300% interest on a loan therefore making too hard to get my pawn out

If you are doing the interest calculation correctly the the rate is almost certainly illegal. You should consult an attorney. Many attorneys, such...

New Servicer is Nationstar during Foreclosure

Regardless of which servicer is dealing with your loan the taxes and insurance are still considered owed by you. It is not a “gift” to you. ...

Sued by a credit card company for default...

If the credit card company did business with you in New Jersey than there is jurisdiction to sue you in New Jersey. Whether or not the credit card...

Getting sued over a debt, never received collections notices or collections calls. What can I do?

You should send a letter to the attorney listed on the pleading you received asking for verification of the debt. Most importantly you should not...

Can I be sued again for the same foreclosure issue if a summary judgment was already issued?

The only thing that can be said for certain is that you are in danger of losing your house and should promptly consult an attorney that defends...

Being sued by a personal training company after changing mind about free session.

Based on the facts provided it certainly does appear that your girlfriend would have an excellent defense. In addition, if she is being sued by a...

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Is 24% APR legal in NJ??

There is nothing per se illegal about a 24% interest rate. However, if you believe that you had a good credit score, no negatives on your credit...

Is bankruptcy the best answer for me? Can I still build my credit back?

Whether or not bankruptcy is the best answer for you depends on the specifics of your situation. Fro example: Do you have good defenses to any of...

We signed a contract for a car with a new car dealer in NJ Tuesday night, but have now changed our minds.

You cannot cancel just because you changed your mind. If however there was any fraud or other unconscionable conduct you may be entitled to...