Skip to main content

Madeline L Houston

Consumer protection Attorney at Fairfield, NJ

5.0   2 reviews
  • State Years
    New York - NY 43 years
    New Jersey - NJ 47 years
  • Licensed for 43 years
    State NY
    Acquired 1980
    Currently Registered No misconduct found
  • Licensed for 47 years
    State NJ
    Acquired 1976
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Madeline

Learn Madeline’s areas of practice.

Practice area
  1. Consumer protection
    We represent clients who have been subjected to fraudulent, unfair, unconscionable or otherwise illegal practices by automobile dealers, mortgage lenders and servicers, service contract companies, insurers, debt collectors and all other types of businesses.

    44 years

My law partner Melissa Totaro and I represent consumers across New Jersey in cases involving predatory lending; mortgage servicing abuse; consumer fraud by automobile dealers and other types of businesses, and violations of numerous federal and state consumer protection laws.  While we are located in Essex County, we use a combination of telephone conferences and e-mail communications, as well as face to face meetings, to obtain the information we need to make informed decisions about a case, in order to accommodate clients from all counties, and appear in courts throughout the state of New Jersey, state and federal.  


Houston & Totaro
277 Fairfield Rd. Suite 200, Fairfield, NJ 07004
Email: [email protected]; Website:
Fairfield, NJ, 07004


5.0 / 5.0
  2 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by Neil | June 19, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Attorney Reviews Ms. Houston
I am an attorney who has consulted and worked with Ms. Houston on several consumer cases. We worked on a case together in the Supreme Court of New Jersey. I have consulted with and requested Ms. Houston's opinion in my cases as well. Madeline Houston is the hardest-working consumer attorney in the State of New Jersey.
Posted by Ertha | September 23, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Most Understanding
There was a major collection company which had a default judgement against me for a credit card debt that was paid. After providing countless documentation was unable to resolve the issue. I posted on Avvo a general question and received responses back quickly. Madeline Houston agreed to review my documents; she represented me in the court on a contingency basis and got the default judgment vacated. Madeline was very understanding to my circumstances.
Read less


We have not found any cost information for this lawyer


AVVO RATING 7.7 (Very Good)

Work Experience

  • Partner
  • Houston & Totaro
  • 1999 - Present
  • Director of Litigation
  • Passaic County Legal Aid Society
  • 1980 - 1998
  • Staff Attorney
  • Passaic County Legal Aid Society
  • 1977 - 1980


  • Rutgers University School of Law
  • JD - Juris Doctor
  • 1976
  • City University of New York, Brooklyn College
  • BA - Bachelor of Arts
  • 1970

Sample of Legal Cases

  • Sandra Smith v. Hillside Village, 2018 U.S. Dist. LEXIS 14022 (D.N.J. Jan. 26, 2018)
  • Plaintiff-tenant prevailed on motion: Landlord Counterclaim was dismissed
  • Anthony D’Agostino v. Ricardo Maldonado, 216 N.J. 168 (2013)
  • New Jersey Supreme Court held in accord with arguments in amicus brief
  • Gonzalez v. Wilshire Credit Corporation, 207 N.J. 557 (2011)
  • Homeowner prevailed on appeal
View all legal cases


  • National Association of Consumer Advocates
  • Member
  • 2002 - Present
  • New Jersey State Bar Association Ad Hoc Committee on Consumer Protection Law
  • Member
  • 2002 - 2002
  • District Ethics Committee
  • Member
  • 1996 - 1997

Honors and Awards

  • Certificate of Appreciation - Meritorious Public Service
  • Supreme Court of New Jersey
  • 1997
  • Est. of annual Madeline L. Houston Outstanding Attorney Award
  • Legal Services of New Jersey
  • 1993
  • Ronald B. Atlas Award
  • Legal Services of New Jersey
  • 1986

Speaking Engagements

  • National Consumer Law Center Annual Conference
  • Predatory Mortgage Cases: Settlement and Trial Issues
  • 2004
  • New Jersey State Bar Foundation Seminar
  • Consumer Fraud
  • 2003
  • New Jersey State Bar Foundation Seminar
  • Consumer Fraud
  • 2002
View all speaking engagements

Attorney endorsements

Received (5)
Given (3)
Endorse Madeline
Consumer protection Attorney | Apr 30
Relationship: Worked together on matter
"Madeline Houston helped usher in the field of consumer protection law in New Jersey and continues to expertly champion the rights of her clients. I had the privilege of working with her on several cases and learned that her reputation for excellence was well deserved. Clients will not find a more dedicated or committed advocate. Patricia M. Timlen"
Litigation Attorney | Mar 28
Relationship: Fellow lawyer in community
"I have referred several cases to Madeline Houston and Melissa Totaro, and they have always done an excellent job. They are dedicated and tenacious."
Consumer protection Attorney | Dec 25
Relationship: Fellow lawyer in community
"Madeline Houston has litigated some of the most important consumer-related cases in New Jersey. She is highly intelligent, tenacious, and a true consumer advocate."
Unknown Attorney | Oct 30
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Consumer protection Attorney | Oct 25
Relationship: Worked together on matter
"Madeline is a leader in the field of consumer fraud. She is innovative and has brought cases which resulted in great decisions for NJ consumers. For example Madeline and her partner brought us the cases Troup v. Associates Home Equity and Gonzales v. Wilshire. These were not only great victories for their own clients but advanced the law for all consumers."