Pay-Day Loan. No records available on my end. Being threatened by a Loan Company with the issuance of a Summons for Fraud.

You should promptly consult an attorney. Even if you took out a loan: you may have good defenses under for example the Consumer Fraud Act; they ...

Does the lemon law apply in a case where the salesman represents that a vehicle has XM radio but does not?

Based on what you have said it appears you have a consumer fraud claim against the dealer (treble damages) and a fraud claim (possible punitive...

Since there is already a judgment the fact that 7 years has passed does not matter Unemployment benefits would not be subject to...

I have a payday loan out of state not knowing it's illegal in Nj. Do I have to repay?

Whether or not the loan violates any laws depends on what state you got the loan in. If it is legal in that state they can sue you. IF it is...

I just enter to have the credence law firm process and act on my behalf for loan modification. retainer was asked for.

You should apply for a modification. If you have applied and think that it is not being handled properly you should contact an attorney right away....

Today, I was rushed thru a car deal that has left me suspicious. Can I back out of this deal tomorrow if I can't get satisfactio

The contract will almost certainly not give you the right tot back out but you may have legal grounds to back out or to get the things you are...

Can a collection company have me arrested insinuating I committed check fraud? which isn't true by the way.

It is a violation of the Fair Debt Collection Practices Act to falsely represent that that the sheriff will come to your home or place of...

What will happen if I don't show up to court

Whether or not you have a defense to all or part of the amount demanded will depend on the facts. For example did you in fact receive the services...

I made a contract in a layaway and in the contract says I must have to pay a30% of the price in order to start a layaway.

Were you told something different when you made the first payment? Do you have anything in writing? Has the store informed you of how long it will...

I couldn't afford to pay back a pawn because interest was too high is it illegal

If you were required to pay $400 after one month to get back a ring you had pawned for $300 this would appear to be in violation of New Jersey...