Archived
Is the spouse of a deceased credit card holder responsible for his debt if spouse was not on card in Illinois?
Joshua's answer
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Answered on December 24, 2010
Illinois seems not to be a community property state, meaning your grandmother's debt is only her debt, not your grandfather's. The biggest thing...
Archived
Do tax refunds and student loans count as income in determining eligibility for Massachusetts medicaid and SNAP benefits?
Joshua's answer
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Answered on December 24, 2010
Tax refunds should count - after all, a tax refund is merely income you overpaid to the government for your taxes (you get a refund because you...
Archived
Ex wife wont pay mortgage awarded to her and its ruining my credit!
Joshua's answer
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Answered on December 23, 2010
It really depends on what is in the divorce decree. Did it specificy that she was to attempt to refinance into her name? Any deadline for that? ...
Archived
Are student loans eligable for chapter 7 if there is no means top repay
Joshua's answer
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Answered on December 21, 2010
Forget bankruptcy - what you need is a way to cure this loan before they attempt to garnish. You can do this either through rehabilitation or...
Archived
Im being asked to pay a student loan back that i was'nt aware i recieved',never was i contacted to say i was approved what to do
Joshua's answer
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Answered on December 21, 2010
Is this a federal or private loan? If federal, there are ways to have it discharged for all the reasons you state. If private you still have...
Archived
I applied for and received a private student loan for college a couple of years ago. The academic period for the loan was for 1
Joshua's answer
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Answered on December 21, 2010
The real question is about the evidence. What does the MPN say and what does the canceled check say. If both are the same, that's what you'll...
Archived
Student Loans are killing me!
Joshua's answer
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Answered on December 17, 2010
Are we talking about private student loans or federal, or a mix? Private student loans are very hard to work with, federal are very easy. Federal...
Archived
Do I need to be notified in writing of opportunity to set a schedule to repay student loan?
Joshua's answer
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Answered on December 17, 2010
There are too many missing facts, namely, is this a private or federal loan. If private, you are pretty much screwed. If federal you have lots of...
Archived
Can I collect student loans with unemployment checks
Joshua's answer
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Answered on December 17, 2010
It will probably depend on how much of a refund you get. Remember, financial aid goes towards tuition first. If you will not get a refund, it...
Archived
How can we stop abusive debt collections calls on my husband work phone?
Joshua's answer
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Answered on December 14, 2010
You have a clear FDCPA violation as previously explained. Find a consumer attorney through the National Association of Consumer Advocates at...
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