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John S. Simonian

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Avvo Rating10
  • Pawtucket, RI
  • Licensed for 28 years
  • Free consultation
John S. Simonian
John S. Simonian
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About John

For 27 years, I have concentrated my legal career helping people obtain relief from their bills, saving their homes from foreclosure, and helping people get their life back on track. If you are tired of not being able to meet your financial needs and having bill collectors calling endlessly, I can help you find a solution. I have helped many, many Rhode Islanders and Massachusetts residents reduce or eliminate credit card bills, medical bills, keep their cars and stay in their homes. Whatever situation you are in I have probably dealt with it dozens of times. Don't let the black cloud of overdue bills remain any longer, get a fresh start!

 

I help residents in all Rhode Island communities including Providence, Warwick, Cranston, East Greenwich, Pawtucket, Lincoln, North Kingstown and Coventy deal with debt collectors by filing for Chapter 7 protection. Once you start working with me you will no longer be getting debt collection phone calls at home, at work or on your cell phone. I handle all the debt collection companies so you don’t have to! You can feel free to send me an email or call if you have questions you would like to ask. All conversations are confidential and private. 

Practice areas

Chapter 7 bankruptcyBankruptcy and debtChapter 13 bankruptcy
  1. Chapter 13 bankruptcy: 34%

    We have been handling Chapter 13 Bankruptcy in Rhode Island and Massachusetts for over 20 years and have gained the knowledge to help our clients recover from the burdens of debt that impact their business as well as their personal finances.

    28 years, 1,000 cases

  2. Bankruptcy and debt: 33%

    If credit card debt, medical bills, outstanding taxes are creating chaos in your personal and financial life you can find out if bankruptcy can reduce the stress you are under in a strictly confidential and free consultation.

    28 years, 4,000 cases

  3. Chapter 7 bankruptcy: 33%

    In Rhode Island filing Chapter 7 bankruptcy, which is personal bankruptcy not a business bankruptcy, can give people a fresh start in which they can move into a place of financial stability and get their bills to a place where they can be paid off. Find out if having a RI bankruptcy lawyer help you is a good choice to stop the stress and harassing phone calls with a free consultation.

    28 years, 3,000 cases

Languages spoken

English, Spanish

Photos and videos

1322836 1450368474

1322836 1450368743

1322836 1506391554

Contact

474 Broadway
address map

John S. Simonian Attorney at Law

474 Broadway
Pawtucket, RI, 02860

Website
https://www.law-ri.com/

John S. Simonian

Resume

License
StateStatusAcquiredUpdated
MAActive200708/31/2020
RIAuthorized to practice law199211/08/2020
We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal answers11
Legal guides0
Awards
Award nameGrantorDate granted
Best Rated Bankruptcy Lawyers in Rhode IslandThree Best Rated2017
Honor Roll for participation in Volunteer Lawyer ProgramRhode Island Bar Association, Volunteer Lawyers Program2017
Best Rated Bankruptcy Lawyers in Rhode IslandThree Best Rated2016
Superb RatingAVVO2015
Recognition for volunteer service to indigent clientsR.I. Bar Association Volunteer Lawyer Program2009
For Faithful Service & Support and Sincere PatriotismSons of Union Veterans of the Civil War1997
Outstanding Service on Veterans LegislationUnited Veterans Council of Rhode Island1992
Work Experience
TitleCompany nameDuration
AttorneyJohn S. Simonian Attorney at Law1992 - Present
Chairman, Joint Committee on Accounts and ClaimsRhode Island House of Representatives2001 - 2003
Guardian ad litemProbate Court, City of Cranston1994 - 1998
Chairman, Commission on Criminal JusticeRhode Island House of Representatives1991 - 2003
Legal InternRhode Island Department Of Attorney General1990 - 1990
Legal InternJustice Americo Campanella1989 - 1989
internSenator Claiborne Pell1986 - 1986
Associations
Association namePosition nameDuration
United States Bankruptcy Court, District of Rhode IslandMember, Pro Bono Legal Clinic2017 - Present
Massachusetts Bar AssociationMember2007 - Present
R.I. Association of Retired LegislatorsLifetime Member2003 - Present
National Association of Consumer Bankruptcy AttorneysMember2000 - Present
Rhode Island State BarMember Volunteer Lawyer Program1996 - Present
Rhode Island State BarMember1992 - Present
Rhode Island Bar Association, CLE CommitteeMember2016 - 2017
United States Bankruptcy Court, District of Rhode IslandMember Attorney Advisory Committee2006 - 2011
Rhode Island House of Representatives Joint Committee on Accounts and ClaimsChairman2001 - 2003
Rhode Island House of RepresentativesOfficer Deputy Marjority Leader1993 - 1998
Rhode Island House of Representatives Criminal Justice CommissionChairman1993 - 1998
Rhode Island House of RepresentativesState Representative1991 - 2003
Publications
Publication nameTitleDate
law office blogThree Things You Should Do After You File Bankruptcy2017
blog postHow To Save Your House By Filing Bankruptcy2017
blog postThe Three Most Commonly Forgiven Debts In Bankruptcy2017
blog postWhat Are The Typical Costs To File Bankruptcy?2017
blog postTwo Reasons Why You Can’t Afford NOT To Modify Your Mortgage2017
blog postWill A Mortgage Modification Help Or Hurt Your Credit?2017
blog postShould You Modify Your Mortgage Before Or After Divorce?2017
blog postWill A Modification Of My Mortgage Be A Full Repayment Of My Loan, Or Just The Value?2017
blog postBANKRUPTCY FILING CANNOT BE USED AGAINST A PERSON APPLYING FOR A STUDENT LOAN2016
blog postDebts Forgiven by Credit Card Companies Can Cost You More Than You Think2016
blog postYour Rights Protecting You from Debt Collectors2016
blog postDISCRIMINATION AGAINST A BANKRUPTCY FILER IS ILLEGAL2016
RI Bankruptcy Lawyer John Simonian blog postDisputing Mistakes on your Credit Report Recently Has Become Much Easier2015
RI Tax Debt ArticlesDischarging Tax Debt2015
blog postDebt Buyers Can Cause a Multitude of Problems for People2015
blog postMoney Problems Are a Major Source of Stress in Life2015
blog postWHAT WILL THE BANKRUPTCY HEARING BE LIKE?2015
blog postCAN'T REGISTER YOUR CAR OR RENEW YOUR DRIVERS LICENSE BECAUSE OF CAR OR INCOME TAXES OWED?2014
blog postDon't Leave Money in a Bank Account if You Have a Credit Card or Otherwise Owe Money to the Same Bank2013
blog postREDUCE YOUR CAR LOAN MONTHLY PAYMENT AND CAR LOAN BALANCE2013
blog postOwners of Multi Family Homes and Mobile Homes Can Reduce Their Mortgage Balances2013
bog postThe Truth About Debt Consolidation and Debt Management Companies2013
blog postDo Not Make the Mistake of Liquidating Your Retirement Accounts to Pay Off Your Debts2013
Federal Hill GazetteRemoving Second Mortgages from Your Home2012
Federal Hill GazetteIncome Taxes Are Dischargeble in Bankruptcy2012
Education
School nameDegreeGraduated
RI Bar Association Continuing EducationCredit2015
Boston University School of LawJD - Juris Doctor1992
University of Rhode IslandBA - Bachelor of Arts1987
Speaking Engagements
Conference nameTitleDate
Rhode Island Bar AssociationA Consumer Bankruptcy Boot Camp with the Experts, Course 12016
Rhode Island Bar AssociationA Consumer Bankruptcy Boot Camp with the Experts, Course 22016
Legal cases
Case nameOutcome
In Re Robert and Hope Johnsonsuccessful
In Re Johnsonprevailed for clients
In Re Campbellprevailed
In re Christianprevailed for client
In Re Schrefflerprevailed for clients
In Re Samayoaprevailed for clients
In re Noguerasprevailed for client
In re Picchicourt declined to hear the case because the underlying Chapter 13 case had been dismissed. The favorable decision of the Bankruptcy Appellate Panel was sustained.
In re Alsabeprevailed for client
In re Picchiwon in a unanimous decision by the three judge panel
Pawtucket Credit Union v. PicchiDecision in favor of my client. See: http://www.bap1.uscourts.gov/bap.pdf.opinions/10-055P.pdf
In Re Hodgeprevailed for clients

Reviews

(189)
5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Review John Simonian

The best! You won’t be disappointed

Posted by

Mr. Simonian and his assistant are amazing and will make your process going through with bankruptcy less stressful and I will recommend him everytime someone asks you won’t be disappointed !
This review is from a person who hired this attorney.
Hired attorney

Beth Maguire

Posted by

I am so grateful for Attorney John Simonian and his team. They helped me get my life back after struggling with debt for 3 years. He has truly given me the sense of freedom I need to take care of my family in this trying time
This review is from a person who hired this attorney.
Hired attorney

A Breath of Fresh Air

Posted by

I first contacted John Simonian's office through email back in the summer of 2019. For someone like me, who's a bit shy to talk on the phone, I found that I could send an email to ask about my situation. They were very quick to respond, the next day if I'm not mistaken which to me was a big plus and a sign they're ready to help. Not having dealt with something like this before, I was wondering if bankruptcy was the right option for me. I knew I couldn't ignore the letters and the summons to court any longer, but I still had to wait and save before I was ready to file. It wasn't until of June 2020 that I've finally was ready for the next step. Along the way, both John and his assistants were in constant communication with me, letting me know what things they needed from me and when things would be taking place. It was so much easier than I thought it would. Even the creditor's meeting (which granted took place over the phone) was not scary at all. Now that it's finally over, I feel like I can start to get my life back on track. I'm glad to have done this and I'm glad I to have chosen Mr. Simonian as my lawyer. Thanks for everything.
This review is from a person who hired this attorney.
Hired attorney

So helpful

Posted by

Mr. Simonian took me through the whole process, telling me what to expect and how to prepare for the court date and filing. Because of covid-19 the court appointment was over the phone. I was apprehensive about going to a lawyer as well as filing for bankruptcy. He put me at ease right away.
This review is from a potential client who consulted with this attorney.
Consulted attorney

Ms.

Posted by

Mr. Simonian was very friendly and made me comfortable. It was a little scary but he assured me it would be ok. He explained everything and I felt better. I would recommend him highly.
This review is from a person who hired this attorney.
Hired attorney

Great Attorney

Posted by

would recommend John Simonian Attorney at Law to handle all legal issues you may have. He is the best. I have had many hardships and have crossed many bridges but this one was a tough one. Going to see John Simonian Attorney at Law was the best thing I did, he eased my mind and helped me understand the process of everything I had to do going forward. Dealing with stress and then the Pandemic in full affect he and his staff made this process very Easy and comfortable assuring me that everything would work out and everything was going to be alright. He explained everything to me, pointed me in the right direction and gave me a timeline of how long everything would take. I am very happy to say he was right. Take my advice if your in need a Great Attorney please call John Simonian Attorney at Law Thank you so much
This review is from a person who hired this attorney.
Hired attorney

Very pleased

Posted by

I recommend Attorney John Simonian as I had a successful & good experience. He was recommended to me by my neighbor for my bankruptcy as I unfortunately was being sued by 2 credit cards from BOA. I was having a lot of anxiety but after speaking to him I felt a lot better & made an appointment. Everyone in his office such as his receptionist and his Paralegal Elaine were really nice & made me feel comfortable. I am now happy that he has helped me move on to the next chapter of my life :))))
This review is from a person who hired this attorney.
Hired attorney

Attorney John Simonian

Posted by

I cannot say enough about my great experiance with attorney John Simonian. I felt so at ease after my consultation with him that I immediately decided to hire him before our meeting was over. He never hesitated to answer any of my questions. He always promptly returned all my calls and emails. He and his staff are equally concerned and caring about your case. My bankruptcy was recently closed with a positive outcome. If you are looking for a bankruptcy attorney, Jonh Simonian is your attorney. If I could give him a higher rating I would. Excellent experience.
This review is from a person who hired this attorney.
Hired attorney

Honest

Posted by

John was absolutely amazing especially at a time like this in our lives. My husband had been through multiple surgeries due to health issues and we were barely holding on, then I was laid off from work. We felt pressure in every direction and decided to look at our options. When we met with John we felt comfortable, he answered all of our questions from start to finish and was always available for us.
This review is from a person who hired this attorney.
Hired attorney

Great experience

Posted by

Attorney John Simonian made the bankruptcy process easy and painless. He was very informative about the process and kept open communication at all times. He was able to answer any and all questions I had in regards to my case. The process was efficient and it didn't take too much time. Thank you again! I would definitely recommend him to anyone trying to resolve a bankruptcy.
This review is from a person who hired this attorney.
Hired attorney
See all reviews

Attorney endorsements

(11)
Are you an attorney? Endorse this lawyer

Raymond Mastroianni, Chapter 13 bankruptcy Attorney on Oct 17, 2016
Relationship: Fellow lawyer in community

John knows bankruptcy law! Very knowledgeable and is able to help his clients through all the in's and out's of getting a business back on firm financial footing.

Kathleen Hagerty, Bankruptcy and debt Attorney on Oct 17, 2016
Relationship: Fellow lawyer in community

I endorse this lawyer.

Raymond Pacia, Chapter 7 bankruptcy Attorney on Oct 17, 2016
Relationship: Fellow lawyer in community

John is one of the most experienced and resourceful bankruptcy lawyers in Rhode Island. He works tirelessly on behalf of his clients. I have seen him work wonders regarding foreclosures and mortgage modifications.

Lisa Geremia, Bankruptcy and debt Attorney on Oct 10, 2016
Relationship: Fellow lawyer in community

I endorse this lawyer.

Anthony Bucacci

I endorse this lawyer. John is highley qualified hand services his client with great care and experiance. He never lets a mesage go unanswered.

Michael McEntee, Bankruptcy and debt Attorney on Jul 13, 2016
Relationship: Worked together on matter

I endorse this lawyer. He has tremendous knowledge of the field of bankruptcy and he provides exceptional services to his clients.

Ted Zink, Bankruptcy and debt Attorney on Jul 9, 2016
Relationship: Fellow lawyer in community

I endorse this lawyer.

Christopher Zangari, Bankruptcy and debt Attorney on Feb 12, 2016
Relationship: Fellow lawyer in community

You will receive top quality advice and representation from Attorney Simonian for any bankruptcy related matters. He is the pro in this area of the law.

Kerry Rafanelli, Bankruptcy and debt Attorney on Jan 6, 2016
Relationship: Fellow lawyer in community

I endorse this lawyer.Attorney Simonian has advised and guided a client of mine effectively through the bankruptcy process. It is of utmost importance to have an attorney with knowledge and experience. My client has informed me that John provided her with sound advice and counsel during her difficult financial challenge.

Steven Robinson, Bankruptcy and debt Attorney on Jan 6, 2016
Relationship: Fellow lawyer in community

John is a true expect when it comes to helping people put their financial house in order. He focuses exclusively on bankruptcy and debt issues and is very adept at helping people restructure their debt; eliminating credit card bills, keeping their house and getting the debt collectors to stop harassing phone calls.

John Longo, Chapter 13 bankruptcy Attorney on Jan 14, 2013
Relationship: Fellow lawyer in community

Smart, experienced and trustworthy. He knows what you can reasonable expect to achieve through a Chapter 13 bankruptcy in Rhode Island.

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