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Joseph Perl

Debt collection Attorney at Watertown, MA

4.9   8 reviews
  • State Years
    New York - NY 3 years
    Massachusetts - MA 13 years
  • Licensed for 3 years
    State NY
    Acquired 2020
    Due to Register within 30 Days of Birthday No misconduct found
  • Licensed for 13 years
    State MA
    Acquired 2010
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Joseph

Learn Joseph’s areas of practice.

Practice areas
  1. Debt collection
    Judgment Enforcement (debt collection): - recovery of defendant's undisclosed assets - levies on real estate and bank accounts - wage garnishments - actions to reach and apply defendant's income and assets such as accounts receivable and stocks

    14 years, 500 cases

  2. Litigation
    General Civil Litigation: - contract disputes involving litigation over sales of goods or services, software litigation

    14 years, 500 cases

  3. Chapter 7 bankruptcy
    Represent debtors in chapter 7 bankruptcies.

    14 years

  4. Foreclosure
    - handle all statutory compliance related to foreclosures including all legal notices, recordings, and publication - complaints under the Servicemembers Civil Relief Act - loan modifications

    10 years

Joseph Perl is an attorney admitted to practice in Massachusetts state courts and in the United States District Court for the District of Massachusetts. He has worked extensively on cases involving debtor and creditor disputes, judgment enforcement matters, and general civil litigation. Mr. Perl enjoys advising clients and helping them come up with the best strategy to deal with their legal issue at hand.

In 2010, Mr. Perl earned a J.D., magna cum laude, from Suffolk University Law School. While a student, he focused his studies on commercial law and insurance law, and wrote a research paper entitled “Wings of Exchange”: Our Past and Future Laws of Money. 

He is proficient in Spanish and Armenian.


Joseph Perl
203 Arlington Street
Suite 2
Watertown, MA, 02472

Debt Collection lawyers nearby


4.9 / 5.0
  8 customer reviews
5 Star
4 Star
3 Star
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1 Star
Posted by Craig | February 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Many YEARS of exceptional service!
We have worked with Joe Perl for several years and highly recommend him! Our experience is that he’s very knowledgeable, has great communication skills, is a pleasure to work with, and above all- he gets RESULTS! He’s not only easy to work with but he's creative, thinks outside the box, and is reliable to get the desired outcome from any given action in a reasonable amount of time and effort. You can’t go wrong with Mr. Perl- we HIGHLY recommend this attorney.
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Posted by Tyler Short | August 2, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Happy Customer
Joseph did a great job on our case. A contractor has installed an insufficient beam in our house prior to us buying it. We didn't go to court, but the contractor settled for 90% of the cost.
Posted by David | July 30, 2018
This review is from a person who hired this attorney.
| Hired Attorney
President, Wavetherm Corporation
We hired Mr. Perl following a Google search of attorneys in the geographic area of our customer that owed us money. We hired him to try to recover money from a company that had owed us money for two years. He recovered the reduced amount that we had agreed to and took an acceptable fee from the recovered funds
Posted by Christina | March 19, 2017
This review is from a person who hired this attorney.
| Hired Attorney
If You Need Success, Call Joe, He'll Take Care Of The Rest!
I had two amazing interactions with Joseph Perl, one over the phone and the other in person. On my birthday Dec 5th 2016 I was sued by my college for 15,000. I had never been sued in my life. My only reference was what I'd seen on television. I read the court document to also discover my mom was being sued . My mom co-signed the loan for me. My mom and I had 20 days to respond or an automatic judgement of 15,000 would be granted to the college. I found Joseph Perl through a google search, and thank God I did! When I called Joe, my hands were trembling with fear. I was scared over the potential outcome of my mother and I having our wages garnished. To my surprise when I called the office of Joseph Perl, Joe picked up the phone himself, no secretary . Immediately there's an automatic, direct connection with Joe. He asked me to explain my situation, I did. Joe gave me immediate advice/feedback regarding my case and how I could proceed. I didn't have to give my credit card info, hire him, zero commitment. He simply laid out all the facts and allowed me to choose what was right for me and in my own time. 3 minutes into the conversation and my hands were no longer trembling with fear. Joe put my fears at ease by laying out all possible scenarios and outcomes. I hung up the phone feeling hopeful and confident about the end result of my case. I did decide to work with Joe. My second experience with Joe, in person was extraordinarily positive. When I met with him at his office, he was prepared. Joe greeted me, then went to work immediately. I felt like Joe put himself in the clients perspective and was conscious that time was money; and saving money was crucial! I felt in my heart, he was there to truly help, and help the best way he knew how, with complete efficiency. At one point in the meeting Joe asked me personal detailed info about the case, that I should've knew but didn't. Joe was able to figure it out without my help because he's smart, resourceful, and overall just a really,really, good man, with a really, really, good heart. My case was settled with the best possible scenario. My mother and I are very happy! The name Joseph in Hebrew means 'he will add' and Joseph Perl has. Joseph Perl has added a sense of renewed self-esteem, worth, and resolve in my life. Please, let him do the same for you. Joseph Perl makes it a almost a breeze to get sued. Thank you Joe.
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Posted by Rick | March 12, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney
Joe handled a very difficult loan company who was trying to sue us for non-payment of outlandish interest fees. He settled our case in a matter of a couple of months and charged us a reasonable fee for his outstanding services. I would highly recommend him.
Posted by John | March 10, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Debt negotiation for our corporation
We hired Joseph to negotiate a debt for our corporation with a payment plan and settlement. We are very pleased with the outcome and the professional and diligent job he did. Joseph knows the law and protected our company from unfair practices by the company we were dealing with. We greatly appreciate everything he did for us and would highly recommend him.
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Posted by Alfred | May 22, 2015
Completely Ethical and Excellent at his job
Joseph was an absolute pleasure to deal with. I was screwed over by a franchise that didn't respect the contract we had made and did not want to return my franchise fee when I could not find adequate funding to move forward with the franchise. Other lawyers did not want to see my case but Joseph did and was able to find the best outcome for me. He stayed in contact and completely empathized with my situation, and was knowledgable about all the laws and explained every scenario we would take with great detail. He was also very fair when it came to pricing. I give my highest recommendation to Mr. Perl and you will know that if he's on your case he's giving it all he's got.
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Posted by anonymous | March 29, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Rental security Deposit litigation
I'm from Montreal Canada. My son, who studies in Boston, and I had a problem with a landlord who refused to reimburse the security deposit, for reasons that we did not accept. Knowledge, quick responses, good advises, that's what I received from Joseph. Plus a check from the landlord. Whoever you are, wherever you're from, if you encounter that kind of problems, don't think twice, just call Joseph, and wait for your check!
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  • Free Consultation 15 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 7.0 (Very Good)

Work Experience

  • Attorney
  • Law Office of Joseph Perl
  • 2012 - 2016
  • Attorney
  • Perez-Kudzma Law Office
  • 2010 - 2012
  • Legal Intern
  • Middlesex District Attorney's Office
  • 2009 - 2010


  • Suffolk University Law School
  • JD - Juris Doctor
  • 2010

Sample of Legal Cases

  • Creditor's Mortgage Priority Suit
  • Judgment for Creditor
  • Law Suit to Reach and Apply
  • Judgment for Plaintiff


  • Massachusetts Bar Association
  • Member
  • 2010 - Present

Languages Spoken

  • English
  • Spanish
  • Armenian

Attorney endorsements

Received (2)
Given (4)
Endorse Joseph
Litigation Attorney | Feb 11
Relationship: Worked together on matter
"I have known Attorney Joseph Perl for five years during which time I have consulted with him on numerous cases. He is always eager to help analyze a case or issue of law. Attorney Perl has a strong handle on litigation, contract law, and creditor law. His insight and professional advice has directly contributed to several successful outcomes in challenging cases. I would highly recommend Attorney Perl and I look forward to working with him in the future."
Debt collection Attorney | Feb 09
Relationship: Worked together on matter
"Joe and I have worked closely on many matters. He is dedicated and works hard to get the best result for his client. He thinks creatively and isn't afraid to try new strategies, all in the service of his clients' goals."
Watertown Debt collection Lawyer Joseph Perl
Joseph Perl
Debt collection Attorney
Watertown, MA
Licensed for 13 years
Free Consultation