In a Ch.7, if I am surrendering my house, do I include the mortae on schedule J?

I think you DO list that expense, but trustees disagree with me. The statement of intention you file with the petition is not binding, and you have...

I plan to redeem my primary mortgage via chapter 13. Can I include my HELOC loan, now also defaulted, in this process.

Further to what my colleagues have said, the correct wording to express your intention is "cure and maintain" -- you CURE the default through your...

IF HE FILES BNKPT DO I HAVE TO ALSO

You do not have to file a voluntary petition if you don't want to, and it's probably not very likely that your creditors would get together and...

Bankruptcy assets/given away

It will be interpreted as what it is: a transfer in fraud of creditors that could prevent you from getting a discharge at all in chapter 7 and that...

Chapter 13?

Failure to put an account number on your liability schedules is not cause to dismiss your case.

Bankruptcy fraud

My colleagues have given good answers, but your friend should be consulting an attorney in her own right. As a lay person, you're not not supposed...

The lender doesn't get to decide what the redemption price will be -- a judge does. The standard, according to Code section 506(a)(2), is "the...

I am in a Chapter 13. My house was not in the chapter 13. I have received a Breech of contract for the house.

A chapter 13 trustee receives your payments and disburses them to your creditors. He or she does not administer assets. So your trustee is not...

I suppose there's a technical legal analysis of this situation that leads to the fair result (e.g., dealer has a possessory security interest in...

Is it too late to file Chapter 13 to save our house from foreclosure?

A bankruptcy filed one minute before the foreclosure sale becomes final under state law will protect the house. You've wisely decided to consult an...