Archived
We filed & was discharged in 1/12 for chapter 13 due to a recent illness, now have received a bill from IRS for $6700 for 2010.
Walter's answer
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Answered on April 01, 2012
The IRS often defers collection activity on post-petition taxes during a chapter 13 case. I think that's what happened to you. Besides, it's not...
Selected as the best answer
Archived
Can we keep our Credit Union accounts open?
Walter's answer
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Answered on April 01, 2012
You're snatching defeat from the jaws of victory here. You were advised to get your money out of any credit union to which you owe money because...
Archived
I have never had a clear understanding about what the chapter 13 filing does to mortgages. what happens after the term is done.
Walter's answer
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Answered on April 01, 2012
I'll guess that you've been making "conduit" payments on your mortgage -- you've paid the trustee, and the trustee has paid the servicer. Some...
Archived
Can I file for Bankruptcy if i didnt work
Walter's answer
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Answered on April 01, 2012
There are many reasons why someone could be denied a discharge in a chapter 7 case. Chief among them is failing to disclose all assets or making...
Archived
Will my benefits be cut out if im charged with a felony
Walter's answer
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Answered on March 31, 2012
If you misappropriated Gran's money, then, yes, you could be charged with a crime. Defalcations by a trustee are not dischargeable in bankruptcy,...
Archived
Foreclosure/Bankruptcy
Walter's answer
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Answered on March 31, 2012
Chapter 7 is definitely not an option because it doesn't give you the legal right to cure the arrears on your mortgage. Curing $15,000 in arrears...
Archived
I want to know my options under Chapter 13
Walter's answer
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Answered on March 31, 2012
So long as there is even one dollar of equity to secure the second mortgage, you cannot modify it UNLESS it secures something other than real...
Archived
How can I sue my Bankruptcy Lawyer?
Walter's answer
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Answered on March 31, 2012
Before suing or contacting a malpractice attorney, I suggest you file a formal complaint with the Virginia State Bar at...
Archived
When a vendor we owe money to shuts it doors who are we obligated to pay?
Walter's answer
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Answered on March 30, 2012
Your vendor is either getting ready to file a bankruptcy case or to make an assignment for the benefit of creditors, and the amount you owe is an...
Generally in a Ch.7 bankruptcy, what is the norm to have left over on Schedule J?
Walter's answer
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Answered on March 30, 2012
First of all, Sch J should list the expenses you actually have. The tenor of your question implies you're going to fudge something -- don't. Most...
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