Archived
Should it take over a month to file (starting) for bankruptcy-
Do I keep trying to call lawyers office?
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Answered on October 08, 2012
A credit counselling certificate is good for 180 days. A responsible lawyer will not file a case without first going over the petition with the...
Archived
Filing for Bankruptcy
Walter's answer
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Answered on September 27, 2012
This is a really bad idea because it amounts to a transfer in fraud of your parent's creditors. Not only might you have to pay the proceeds of the...
Archived
What are my options?
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Answered on September 25, 2012
I suggest you contact your state's attorney general. A great many debt settlement companies do very little besides collect up-front fees from...
Archived
Can I deduct cost of ownership for a car if I own it and don't lease it in a chapter 13 in California?
Walter's answer
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Answered on September 25, 2012
This is one question out of hundreds that will arise in your case. You are destined to fail in chapter 13 if you try to file without an attorney's...
Archived
Bankruptcy in Riverside, CA; I have 50/50 child custody of my 3 kids. Can I say I am a household of 4 for means test purposes?
Walter's answer
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Answered on September 25, 2012
This is not as easy a question as it should be in light of recent case law that pro-rates the children in shared custody cases. I strongly...
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My husband and i filed a chapter 7 on march 29. my husband passed on august 30. our bankruptcy will be discharged on october 11.
Walter's answer
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Answered on September 25, 2012
The life insurance is property of your bankruptcy estate, but that doesn't mean your creditors will get it. You can't afford not to retain a...
Archived
Unemployeed for 2 years, unemployment insurance exhausted, no monies coming in. I have approximately $10k in credit card debt
Walter's answer
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Answered on September 25, 2012
Various state and federal laws regulate debt collection. IMO, your best course is to use the attorney finder at www.naca.net to find a consumer...
Archived
Can I co-signer to a student loan sue me even though I am making payments on the loan?
Walter's answer
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Answered on September 24, 2012
I don't think your question will have an easy answer, as it will depend on nuances of suretyship law in Missouri. IMO you're making a mistake to...
Can I request an extension to complete filing on a bankruptcy case?
Walter's answer
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Answered on September 24, 2012
When necessary, I will ask for up to a week's extension to file schedules and a plan. I don't EVER ask for another extension or for a longer...
Archived
In a Chapter 7 bankruptcy, why would I NOT reaffirm my mortgage? Isn't that a good way to lose your home?
Walter's answer
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Answered on September 24, 2012
Don't rely on "someone" for legal advice. Retain a good local bankruptcy lawyer because whether filing for bankruptcy is an event of default that...
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