Trust your attorney. The Fair Credit Reporting Act specifies the purposes for which someone can request a credit report, and it provides for civil...

File bankruptcy first, then hire an attorney

An attorney you hire after filing can't be paid until the plan is confirmed. I know I don't like to step into a case on those terms, plus you will...

Can a signed and notarized debt, stating that this debt can not be discharged in any BK proceedings stand up ?

I agree with my colleagues who have said the agreement is not enforceable. In my opinion, the only contractual way to waive discharge of a debt is...

Any attempt to enforce the property settlement during the bankruptcy or after discharge would likely violate federal law. If you don't want to file...

I live in Ohio and my ex who is $10g behind in child support is filing Chapter 7 bankruptcy. Can he include this in his Chapter7

Child support obligations are not dischargeable in bankruptcy. I never advise clients to attend the meeting of creditors in someone else's case. In...

I received a collection letter one yr from my discharge of bk, do I need to add creditor or are they covered already?

My understanding is that all debts, whether scheduled or not, are discharged in a no-asset Chapter 7 case throughout the Ninth Circuit (which is...

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Does my attorney have to correct known clerical errors in a case?

The explanation you were given doesn't add up for me. When I file lien avoidance motions, I have to provide proof in the form of a recorded...

Can I file bankruptcy as a cosigner on a student loan?

You are treated no differently in bankruptcy than someone who borrowed money for their own education. To discharge the debt, you will need to...

Can the bank come after me for staying in the house after discharged of BK7? Bank dose not want to foreclose I don't understand

No one can predict whether the bank WILL foreclose, but they certainly have the right to. I agree with my colleagues that you will not be liable...

Mortgage debt was discharged in ch.7 last year and was not reaffirmed I am now thinking about walking away from my house can I?

In general, a bankruptcy discharge means there is no more personal liability on the mortgage note. The debtor remains the owner of the property in...