Archived
My bankruptcy was discharged a few days ago. My case is not closed yet but is it ok that i applied & approved for new credit?
Walter's answer
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Answered on February 12, 2012
Assuming you applied for credit after filing a chapter 7 case or after receiving a discharge in a chapter 13 case, the application does not violate...
If I file a suggestion of bankruptcy, how long do I have to actually file for bankruptcy?
Walter's answer
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Answered on February 12, 2012
Ditto to the other answers. In addition, realize that creditors generally pay no attention to a threat to file bankruptcy because talk is cheap....
Archived
I am a cosigner for a private student loan. If I get married would my new husband ever be liable for this debt?
Walter's answer
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Answered on February 12, 2012
No, not even in a community property state. But, since you may eventually have to pay it, that debt may end up being a burden on his finances as he...
Archived
If I file for Chapter 7 Bankruptcy, will that have a negative effect on a bank's willingness to forgive any deficiency?
Walter's answer
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Answered on February 12, 2012
A bankruptcy will discharge your obligation on the promissory note, which means that the bank can never pursue you for a deficiency. Talk to a tax...
Archived
Federal Income tax Discharged in Bankruptcy
Walter's answer
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Answered on February 11, 2012
You've got the basics, but there's enough more to it that a California bankruptcy and tax expert has published a treatise and offers seminars. Just...
Archived
Can I include my home in CH7 BK and include my HOA dues?
Walter's answer
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Answered on February 11, 2012
I concur that you need to see an attorney, but I think you should be willing to pay that attorney because an attorney's advice can save you a lot...
Archived
Credit card settlement and bk
Walter's answer
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Answered on February 11, 2012
Not only CAN you list the debt, but you MUST. In your plan, you can reject the payment agreement and treat the remaining amount due as a general...
Archived
Can Amercian Express breach a corporate vail wth a account stated card agreement?
Walter's answer
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Answered on February 11, 2012
These credit cards ALWAYS include a personal guarantee by someone, and that was probably you (or else they wouldn't have sued you). They do not...
Archived
My ex- wife moved into the home, changed the locks and is paying the mortgage after she found out I filed chap 13 and surrender
Walter's answer
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Answered on February 11, 2012
You are still the legal owner of the home because "surrendering" property in bankruptcy does not operate like a deed to the lender. So, basically,...
Filing chapter 7. Can I use my PMB "private mail box" on the petition. This is the address I have always used and everyone knows
Walter's answer
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Answered on February 11, 2012
I just want to add to what has already been said that the bankruptcy court probably has a local rule dealing with impoundment orders. The times...
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