Archived
Chap 7-NYS-Reaffirmation confusion-do I reaffirm car loan if the creditor sent me the affirm. agreement to sign after I filed?
Walter's answer
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Answered on February 16, 2012
Answering questions like this based on the known preferences of the judges and the known proclivities of car lenders to repossess when you don't...
Archived
Do i have to keep paying this credit card bill? What can they do if i don't?
Walter's answer
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Answered on February 16, 2012
If your name was not on the statement before your husband died, then you are not legally responsible for this debt. A general-practitioner lawyer...
Archived
If We went BK in 2003,is it set in stone that we can't apply for in 2012
Walter's answer
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Answered on February 16, 2012
First, figure out the date when you filed your prior case. Then figure out what chapter you were in when you got your discharge -- the date of the...
Archived
Help! Is there anything I can do about my reaffirmed in ch. 7 car loan?
Walter's answer
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Answered on February 16, 2012
This is one of the reasons why I never recommend that my clients reaffirm their car loans. It is as if you never included that debt in bankruptcy...
Archived
Can my tax refund be garnished while I'm in the middle of filing for chapter 7?
Walter's answer
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Answered on February 16, 2012
I'm going to assume that you haven't yet filed, because a reputable lawyer knows that your obligation to pay a fee in the future is a dischargeable...
Archived
My sallie mae loans where discharged in BK can they still take my refund?
Walter's answer
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Answered on February 16, 2012
If these were student loans, they were NOT discharged unless you filed and won an adversary proceeding to determine that repayment would constitute...
Archived
I am in a separate chapter 13 bankruptcy and going through a divorce in texas. Can the court mandate spousal support?
Walter's answer
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Answered on February 16, 2012
You've gotten bad advice. Spousal support is a "domestic support obligation" that has priority over all but administrative expense claims in...
Archived
I had a old credit card dept from over 7 years ago
Walter's answer
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Answered on February 16, 2012
I agree -- don't pay anything. Under the so-called "part payment" doctrine, paying _anything_ may restart the statute of limitations, which could...
Archived
I filed for bankruptcy do i have to hire a lawyer now for the foreclosure on my house
Walter's answer
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Answered on February 16, 2012
I agree that you need to talk to a lawyer to preserve your rights. Your situation is a common one where many people are penny wise but pound...
Archived
This lawyer is being presued by Cal State Bar and now has filed Ch.7. I have filed a complaint and security fund paper work.
Walter's answer
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Answered on February 15, 2012
When something like that happens in Massachusetts, the U.S. Trustee's office works with the local bar association to arrange for another lawyer to...
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