Can a bank come after me for my mortgage if never signed a reaffimation statement on the mortgage on a Chapter 7 Bankruptcy?

Your personal obligation to pay the mortgage note should have been discharged in your 7. The lender retains its rights to foreclose for nonpayment...

In a settlement agreement can you specify that you must be paid (can't go away through a bankruptcy)?

No. There are only two ways to ensure payment after discharge in bankruptcy: by bringing an adversary proceeding during the bankruptcy and...

Was discharged in chapter 7, after I pay the trustee am I done and will I receive in writing stating my case is closed?

It remains for the trustee to issue a final account and for the court to close the case. Unless you failed to disclose an asset, either on purpose...

Was discharged chap 7 in 5/2011 by court. Trustee still has case open.

And the math is easy for doing what Attorney Markus suggested: count the number of days into the year you filed and divide by 365. The trustee gets...

Which year's tax return should I use in my bankruptcy case?

As written, the Code only requires you to file the 2011 return IF you have filed the return prior to your bankruptcy case. But you don't want to...

What to do if you are sued on a time bared debt?

If it's someone other than the original creditor suing you, the lawsuit itself violates the Fair Debt Collection Practices Act under the Kimber...

Can I file chap 13

You "can" if you meet the requirements in Code section 109(e). Whether you "should" file is a matter that you should take up with a bankruptcy...

Bankruptcy can't be the ONLY reason they refuse to hire you, per Code section 525(a). Many employers review credit reports as part of the hiring...

Am I guilty of hindering a secured creditor

A jury will decide guilt or innocence. You need help from a criminal defense attorney right away. Since he or she may not know very much about...

Need chapter 7 lawyer. Don't have full fees. Can lawyer file chapter 7 prior to being paid in full? They all say pay in full.

Your obligation to pay a fee would be a dischargeable debt, and the Supreme Court has ruled that a chapter 7 lawyer cannot be paid from the...