You _DO_ have a written contract -- you just misplaced it. You signed or clicked through part of the agreement. You also received a printed copy of...

What expenses allow me to keep my tax return refund in a Ch 13 case?

There are well over a hundred Chapter 13 trustees in the country, and each of them has his or her own answer. You MUST ask a local bankruptcy...

Can I still walk away from my house?

Only a reaffirmation agreement filed with the court prior to discharge could make you personally liable to pay the mortgage. But don't walk away...

The only subsection of 362(a) that's even arguably implicated by the post-petition assignment of a mortgage is (4) -- "any act to create, perfect,...

In chapt 7 what qualifies as a priority pay out?

Q: What do they call rich people who rely on free legal advice they get on the Internet? A: Poor. I.e., it would be foolish beyond belief for...

I got summons to appear in small claims court for CC Debt. I am on Social Security Disability and have no home. I have little $

Go to court, and bring proof of your SSDI -- such as the annual award letter you receive. Since no judgment can be enforced against your SSDI, the...

I bought 140 cartons of cigarettes in the span of 2008 thru 2009 about one year, the state board of equilazation says I owe taxe

Section 507(a)(8)(E) gives priority to certain excise taxes, and there may be case law in California that makes that section applicable to the...

Can a law firm take everything in your account because of a judgement lien?

A creditor can levy on your bank account after obtaining a judgment in most states. You need to ask a Texas lawyer what the procedure is in Texas.

At the time I was in bankruptcy I didn't know that a lien was put on my home by the very company I was getting discharged from.

You should have done a title search. Good bankruptcy attorneys do that as a matter of course. Now your only course is to pay to reopen your case...

Need to respond to Adversary case.

I'll guess that the trustee is alleging that you received a preferential payment. You have two choices: hire an attorney to defend you, or give the...