Archived
Can I be arrested for an old credit card debt??? The collection agency said they will be issuing a warrant in the morning .
Walter's answer
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Answered on August 26, 2013
They are lying to you. It is not legal to arrest someone for a debt, at least not with a court order. It IS, however, very much against the law to...
Archived
I filed chapter 7 in 2005, my attorney failed to file documents for me to discharged, it was dismissed.
Walter's answer
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Answered on August 08, 2013
What documents were supposedly not filed? The only one I can think of that would affect a chapter 7 discharge is a certificate of debtor education,...
Archived
Is mortgage company required to send out statements for our loan?
Walter's answer
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Answered on August 08, 2013
Mortgage servicers are not presently required to send monthly statements to begin with. A provision of Dodd-Frank will require that, but only after...
Archived
I am a creditor of someone who filed chapter 13 and then chapter 7 and need to file a objection to the discharge of debt.
Walter's answer
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Answered on August 07, 2013
What grounds do you have for objecting to discharge of the debt? If you properly perfected your security interest in the building, you can...
Archived
How can you determine who is a bad \ good attorney for CH-7 without any experience ?
Walter's answer
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Answered on August 06, 2013
Plusses are high AVVO ratings and a firm where you are seen first by an attorney rather than by a paralegal. Negatives are a large volume practice,...
Archived
Can I still stop foreclosure on my home after a bankruptcy dismissal? It was dismissed due to trustee payments not high enough.
Walter's answer
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Answered on August 06, 2013
Further to what Atty DiCicco says, an experienced attorney may recommend that you file another case right away. There may be something in the order...
I no longer have the collateral that was used to secure a loan and I am filing chapter 7 no-asset bankruptcy
Walter's answer
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Answered on August 05, 2013
Talk to a criminal lawyer, and stop blabbing your confession all over the Internet. You may have committed a crime by disposing of the collateral...
Archived
I'm filing bankruptcy. Would it matter if I reduce my take home pay by lowering my W-4 exemptions from 4 to 1?
Walter's answer
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Answered on August 03, 2013
Forms B22x call for gross income "above" the line, so payroll deductions have no impact on whether a debtor is considered to be above or below...
Archived
Bankruptcy Question
Walter's answer
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Answered on August 03, 2013
There are many reasons why a debt might not be discharged in bankruptcy, but the mere fact that a creditor has a court judgment is not one of them.
Archived
My chapter 13 was "completed without discharge" because of filing within the 4 years after filing a chapter 7.
Walter's answer
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Answered on July 31, 2013
First of all, your attorney should have noticed the discharge issue before filing your case. So ask your attorney how he intends to fix it --...
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