Archived
I live in New Jersey and need to file a Chapter 7. Can I list my monthly student loan payments of $500 on schedule J.
Walter's answer
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Answered on July 21, 2013
I list them on Sch J, and so do attorneys I know who also act as chapter 7 trustees. Whether that will fly in your district is a matter of local...
Archived
Would Social Security Disability income count towards Ch.13, and if so then how?
Walter's answer
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Answered on July 21, 2013
First of all, if you're short of income each month, you won't be able to propose a feasible chapter 13 plan. But to answer your specific question,...
Archived
Would 11 U.S.C. §329(a) include an atty defending a slip & fall that occurred at an asset? Diff atty from BK atty. Thank you.
Walter's answer
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Answered on July 19, 2013
We need to know what chapter the case was filed under and whether the property in question still techincally belongs to the estate.
Archived
I am being sued personally and corporatelly over a debt. I got a request for finatials. Cant afford a lawyer. What todo?
Walter's answer
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Answered on July 17, 2013
Truthfully. And at least pay for a consultation with a lawyer, because you probably can't afford to pay the judgment that will almost certainly...
I filed chapter 13 bankruptcy cant find insurance company to insure my house
Walter's answer
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Answered on July 14, 2013
Hopefully, a Mississippi lawyer will chime in here. Many states have assigned-risk pools for homeowners and other types of insurance. I can't tell...
Archived
After reaffirming a auto loan after bankruptsy do I have to pay the intrest?
Walter's answer
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Answered on July 14, 2013
Why on earth did you reaffirm credit card debt? I can't think of a single bankruptcy attorney who wouldn't try very hard to talk a debtor out of...
Archived
Trustee ordered to pay me $98,000 Surcharge found inappropriately paying $98000
to IRS , can I sue Trustee for damages?
Walter's answer
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Answered on July 14, 2013
Trustees have immunity for actions they take as trustee. You will lose and have to pay whatever it costs the trustee to defend.
Archived
If a person has a bankruptcy that has been completely discharged, can a university still withhold transcripts?
Walter's answer
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Answered on July 10, 2013
"The person" should be the one seeking legal advice, not you acting as a go-between. If you are "the person", then you should talk to a lawyer...
Archived
Should my attorney had filed a motion to avoid a Judicial Lien although my bankruptcy was dismissed without prejudice in 2010?
Walter's answer
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Answered on July 09, 2013
Your attorney is correct. Dismissal of your case would have reinstated the lien even if it had been avoided by motion during the case.
Archived
Deficiency Judgements Sold to Debt Collection Agencies
Walter's answer
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Answered on July 08, 2013
Charged-off debts are sold in large pools. It would not be cost-effective for a lender to negotiate one-time deals with individual borrowers.
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