Had a wage garnishment about 7 months ago how long before i should apply for a credit card.

You can apply for a secured card right away to restart building your credit. You should obtain your credit score and to see where you are, what...

Do I have a case against Sallie Mae and/or the university I attended?

I agree with Matthew , what really is your goal, I would expect the answer to be to obtain the degree and as such would suggest that you contact...

Are the banks going after people for deficiency judgments from foreclosures?

Could the lender file suit on the defiency, yes, however, keep in mind there is a statute of limitation which you can use as a defense, basically...

If you do not get your money, you can file a small claims lawsuit in Springfield District Court.

On behalf of my father, Michael Karahalis, I have a promissory note where my father loaned his brother, John Karahalis $20,000.

Daniel is correct there is a one year time period in which you need to bring your claim forward. I suggest you contact an attorney that handles...

What can I expect at the first foreclosure hearing, i.e., will I stay be able to pay the debt, possibly in increments?

Contact the attorney for the hoa immediately and see if you were to make a good faith payment if they would continue the hearing. If you have a...

Income tax Cost basis for a lender acquiring the property through forclosure action

You should speak with a tax attorney as basis can be more complicated than a simple number such as acquisition price.. For example did you make any...

Order of referral to magistrate after foreclosure.

Agree with Carolyn but if you intend on saving your home you have little time, contact an attorney to review the paperwork and see what your...

How can an apartment complex have a civil judgement and then have sold the debt twice for different higher amounts?

The original creditor could have sold to another creditor who sold it to another creditor. If there is a judgment then there is statutory interest...

Defaulted on a private student loan. The Debt Collector provided me with the opportunity to settle, or pay the full balance.

If credit is the main concern they paid as agreed or in full. If saving money and credit are both equally important then when you settle negotiate...