Questions answered by Richard Sabbatino Ravosa Jr.

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Will you get an arrest warrant for not appearing to the creditors meeting?

Richard's answer | Answered on January 06, 2015

Some debts are not dischargeable, that would include fraud, you should speak to your attorney or obtain a Bankruptcy Attorney to review your...

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Credit Card Debt Question

Richard's answer | Answered on January 06, 2015

As the other Attorneys have suggested, your sister should seek a consultation from a Bankruptcy Attorney. Given the amount of credit card debt it...

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HOW CAN I GET A STUDENT LOAN DISCHARGE

Richard's answer | Answered on January 06, 2015

Discharging loans in Bankruptcy is difficult, you should contact a Bankruptcy Attorney in your area to see what guidelines your district uses if...

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I have a bad check debt in Florida from about 3-4 years ago. Now I'm living in North Carolina. I'm in a position to take care

Richard's answer | Answered on January 06, 2015

Either contact the original creditor and they can inform you who the collection agent was or contact ChexSystems at 800-428-9623 as this company is...

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How can I file bankruptcy on my own and for very little money?

Richard's answer | Answered on January 06, 2015

"If" you need to file Bankruptcy there are agencies that will aid you at no cost. You can find legal services in your area. Also there is the...

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I want to file bankruptcy. I have around $25,000 in credit card debt. Will I be able to keep my 2 vehicles?

Richard's answer | Answered on January 06, 2015

What Chapter are you filing? In a Chapter 7, as long as you are current on your car loans you should not have a problem keeping them with the...

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Bankruptcy attorney?

Richard's answer | Answered on January 05, 2015

First of all, tell the attorney right away you are no longer interested. Ask for a copy of your file and ask for a breakdown of the work done to...

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My house is in foreclosure and sell date Tuesday. I'm wanting to sell my home during the automatic stay. Can I do that?

Richard's answer | Answered on January 04, 2015

The question is not clear whether or not a Bankruptcy was filed. If no Bankruptcy was filed, the best way to sell your house is through a Chapter...

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HI went bankrupt 2 years ago. I got to keep my old truck as my vehicle. I did owe a bank money on the truck, i had a loan.

Richard's answer | Answered on January 03, 2015

This happens a lot in Bankruptcy and can be quite frustrating. Even though your creditor states you owe know no money that is due to the discharge...

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Can they change a court order payment agreement for more money?

Richard's answer | Answered on January 03, 2015

There is not enough information to properly answer this question. What is the amount that the clerk wants you to pay and what is it for. Also what...

Richard Sabbatino Ravosa Jr.'s Answers (247)

Will you get an arrest warrant for not appearing to the creditors meeting?

Credit Card Debt Question

HOW CAN I GET A STUDENT LOAN DISCHARGE

I have a bad check debt in Florida from about 3-4 years ago. Now I'm living in North Carolina. I'm in a position to take care

How can I file bankruptcy on my own and for very little money?

I want to file bankruptcy. I have around $25,000 in credit card debt. Will I be able to keep my 2 vehicles?

Bankruptcy attorney?

My house is in foreclosure and sell date Tuesday. I'm wanting to sell my home during the automatic stay. Can I do that?

HI went bankrupt 2 years ago. I got to keep my old truck as my vehicle. I did owe a bank money on the truck, i had a loan.

Can they change a court order payment agreement for more money?